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Auto Loan Refinancing
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Last Updated: 04/18/2025

Pathways Financial Credit Union Vehicle Loan Refinance

in Auto Loan Refinancing from Pathways Financial Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

Starting at 6.87%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 85
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Pathways Financial Credit Union Vehicle Loan Refinance Review

Pathways Financial Credit Union Vehicle Loan Refinance is an auto loan refinance offering by Pathways Financial Credit Union, based in Columbus, OH. Founded in 1954, Pathways Financial Credit Union offers auto refinance loans in 50 states (and Washington, DC).

What are the auto loan refinancing rates offered through Pathways Financial Credit Union Vehicle Loan Refinance?

Pathways Financial Credit Union Vehicle Loan Refinance offers a fixed APR car loan refinancing product that ranges from 6.87% APR.

What is the maximum loan term you can get with Pathways Financial Credit Union Vehicle Loan Refinance?

Pathways Financial Credit Union Vehicle Loan Refinance offers auto refinancing with a maximum term of 85 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does Pathways Financial Credit Union Vehicle Loan Refinance charge an origination fee on auto refinance loans?

Yes, Pathways Financial Credit Union Vehicle Loan Refinance charges a loan origination fee .

Does Pathways Financial Credit Union Vehicle Loan Refinance charge a late fee?

Yes, auto refinance loans via Pathways Financial Credit Union Vehicle Loan Refinance are subject to late payment penalty fees .

Does Pathways Financial Credit Union Vehicle Loan Refinance charge prepayment fees?

No, there is no prepayment penalty.

What do you need to qualify for Pathways Financial Credit Union Vehicle Loan Refinance?

Pathways Financial Credit Union Vehicle Loan Refinance does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Pathways Financial Credit Union Vehicle Loan Refinance does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Pathways Financial Credit Union Vehicle Loan Refinance.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Pathways Financial Credit Union Vehicle Loan Refinance report your account activity to credit bureaus?

Yes, Pathways Financial Credit Union Vehicle Loan Refinance reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Pathways Financial Credit Union perform a hard credit pull?

Yes, Pathways Financial Credit Union Vehicle Loan Refinance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Pathways Financial Credit Union a legit company?

Pathways Financial Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5665 N Hamilton Rd
Columbus, OH 43230
(614) 416-7588
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Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed

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