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Last Updated: 04/18/2025

The Citizens Bank Home Equity Line of Credit

from The Citizens National Bank

Last Updated: 04/18/2025

Rating not yet determined1 total votes

1 users recommend

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Highlights

Credit Score Range

N/A

Amount Range

$10,000 - $500,000

Maximum LTV

N/A

Minimum Draw

N/A

Loan Term (Years)

N/A

The Citizens Bank Home Equity Line of Credit Review

The Citizens Bank Home Equity Line of Credit is offered by The Citizens National Bank (NMLS #401629), a bank founded in 1915 and based in Greenleaf, KS. The Citizens Bank Home Equity Line of Credit are available in 1 state.

Key Takeaways

Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for The Citizens Bank Home Equity Line of Credit.

The Citizens Bank Home Equity Line of Credit Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
Only available in 1 state.

The Citizens Bank Home Equity Line of Credit FAQ

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does The Citizens Bank Home Equity Line of Credit charge for a HELOC?

The Citizens Bank Home Equity Line of Credit may charge an origination fee.

What types of property can you use as security for a HELOC with The Citizens Bank Home Equity Line of Credit?

The Citizens National Bank may consider HELOCs secured by the following property types:

Primary residences
Secondary or vacation homes

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Message from The Citizens Bank Home Equity Line of Credit

The Citizens National Bank offers a variety of loan products to meet your needs. Whether looking to purchase your first car, go on your dream vacation, or purchase your first home; we are here to help. We offer a flexible and convenient source of cash for you to: Make home improvements, Acquire personal property, Consolidate your debt.

Contact

Headquarters

417 Commercial St

Greenleaf, KS 66943

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 4:30PM

Tuesday

8:00AM - 4:30PM

Wednesday

8:00AM - 4:30PM

Thursday

8:00AM - 4:30PM

Friday

8:00AM - 4:30PM

Saturday

9:00AM - 11:00AM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

The Citizens Bank Home Equity Line of Credit Community Reviews

Would you recommend The Citizens Bank Home Equity Line of Credit to your friends?

Amy W.

Dec 20, 2020

May or may not recommend

My husband and I took out a Home Equity Line of Credit to remodel our Kitchen after a failed attempt at remodeling ourselves. We had never done this before and didn't know much about the process. The bank was very accommodating, providing us with the information we needed to make sure it was something we wanted to do. They made sure we knew what we were getting into before signing ...Show More

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