Last Updated: 04/18/2025
The Citizens National Bank Personal Loan
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
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Amount Range
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Loan Term (Months)
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The Citizens National Bank Personal Loan Review
The Citizens National Bank Personal Loan is offered by The Citizens National Bank, a bank founded in 1915 and based in Greenleaf, KS. Citizens National Bank personal loan are available in 1 state.
Key Takeaways
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Citizens National Bank personal loan Pros & Cons
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Citizens National Bank personal loan FAQ
What interest rates and personal loan terms does Citizens National Bank personal loan offer?
Citizens National Bank personal loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Citizens National Bank personal loan offer?
Citizens National Bank personal loan offers a fixed APR personal loan product but they do not disclose their interest rates.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | N/A |
What fees does Citizens National Bank personal loan charge?
Does Citizens National Bank personal loan charge an origination fee?
Citizens National Bank personal loan may charge a personal loan origination fee .
Does Citizens National Bank personal loan charge a late fee?
Citizens National Bank personal loan does not disclose whether it charges late payment fees.
Does Citizens National Bank personal loan charge prepayment fees?
No, Citizens National Bank personal loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for The Citizens National Bank Personal Loan?
Applicants with a credit score of at least 610 and up to 840 may be eligible for The Citizens National Bank Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher. The Citizens National Bank Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by The Citizens National Bank Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of residence
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 610 - 840 |
Does The Citizens National Bank Personal Loan report your account activity to credit bureaus?
Yes, The Citizens National Bank Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does The Citizens National Bank perform a hard credit pull?
Yes, Citizens National Bank personal loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are The Citizens National Bank Personal Loan legit?
The Citizens National Bank was founded in 1915, it is a well-established company that has been in business for 111 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 4:30PM
Wednesday
8:00AM - 4:30PM
Thursday
8:00AM - 4:30PM
Friday
8:00AM - 4:30PM
Saturday
9:00AM - 11:00AM