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Last Updated: 04/18/2025

Arize FCU Home Equity Fixed Term Loan

from Arize Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

$10,000 - $200,000

Maximum LTV

N/A

Loan Term (Years)

5 - 15

Arize FCU Home Equity Fixed Term Loan Review

Arize FCU Home Equity Fixed Term Loan is offered by Arize Federal Credit Union , a credit union founded in 1978 and based in State College, PA. Arize FCU Home Equity Fixed Term Loan are available in 50 states and Washington, DC.

Key Takeaways

Only primary residences considered. Arize FCU Home Equity Fixed Term Loan does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Arize FCU Home Equity Fixed Term Loan.

Arize FCU Home Equity Fixed Term Loan Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Arize FCU Home Equity Fixed Term Loan FAQ

How much can you borrow with a Arize FCU Home Equity Fixed Term Loan home equity loan?

A home equity loan allows homeowners to borrow money using their home as collateral (similar to a mortgage). Loan amounts vary depending on the value of the home minus the balance of any mortgages or liens on the property.

Arize FCU Home Equity Fixed Term Loan allows borrowers to apply for home equity loans of up to $200,000.00. The actual maximum loan amount will vary depending on the value of the property, how much you owe on it, and your creditworthiness.

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Arize FCU Home Equity Fixed Term Loan charge for a home equity loan?

Arize FCU Home Equity Fixed Term Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with Arize FCU Home Equity Fixed Term Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Arize FCU Home Equity Fixed Term Loan will consider loans secured by the following property types:

Primary home.

Is Arize Federal Credit Union a legit company?

Arize Federal Credit Union was founded in 1978, it is a well-established company that has been in business for 48 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

650 Science Park Rd

State College, PA 16803

(877) 342-5975

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:30PM

Tuesday

9:00AM - 4:30PM

Wednesday

9:00AM - 4:30PM

Thursday

9:00AM - 4:30PM

Friday

9:00AM - 4:30PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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