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Personal Lines of Credit
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Last Updated: 04/18/2025

Arize FCU Line of Credit

in Personal Lines of Credit from Arize Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

Up to $20,000

APR (Variable APR)

12.99%(Verified 06/21/2024)

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Arize FCU Line of Credit Review

Arize FCU Line of Credit is offered through Arize Federal Credit Union, a credit union founded in 1978 and based in State College, PA. Arize FCU Line of Credit are available in 50 states and Washington, DC.

Arize FCU Line of Credit FAQ

What APRs does Arize FCU Line of Credit offer?

Arize FCU Line of Credit offers a variable APR of 12.99% APR.

Does the Arize FCU Line of Credit charge an origination fee?

Yes, Arize FCU Line of Credit charges a line of credit origination fee .

Does the Arize FCU Line of Credit charge a cash advance fee?

Yes, Arize FCU Line of Credit may charge a fee .

Does Arize FCU Line of Credit charge a late fee?

Yes, Arize FCU Line of Credit may charge borrowers a late payment fee .

What do you need to qualify for Arize FCU Line of Credit?

Arize FCU Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Arize FCU Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Arize FCU Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Arize FCU Line of Credit report your account activity to credit bureaus?

Yes, Arize FCU Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Arize Federal Credit Union perform a hard credit pull?

Yes, Arize FCU Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Arize FCU Line of Credit

  • Visit the Arize FCU Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

650 Science Park Rd
State College, PA 16803
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed

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