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Last Updated: 04/18/2025

ETPCU Home Equity Loans

from East Texas Professional Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

80%

Loan Term (Years)

Up to 20

ETPCU Home Equity Loans Review

ETPCU Home Equity Loans is offered by East Texas Professional Credit Union , a credit union founded in 1953 and based in Longview, TX. ETPCU Home Equity Loans are available in 50 states and Washington, DC.

Key Takeaways

No primary residences considered. ETPCU Home Equity Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Maximum LTV. ETPCU Home Equity Loans has a maximum loan to value ratio of 80%.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for ETPCU Home Equity Loans.

ETPCU Home Equity Loans Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

ETPCU Home Equity Loans FAQ

What are the home equity loan requirements of ETPCU Home Equity Loans

This lender's maximum loan to value rate is 80%. That means the total debt secured by the property cannot exceed 80% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $60k.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does ETPCU Home Equity Loans charge for a home equity loan?

ETPCU Home Equity Loans may charge a loan origination fee

Is east texas professional credit union a legit company?

east texas professional credit union was founded in 1953, it is a well-established company that has been in business for 73 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

409 E Loop 281

Longview, TX 75605

(800) 256-5009

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 5:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.