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Home Equity Loans
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Last Updated: 04/18/2025

ETPCU Home Equity Loans

in Home Equity Loans from East Texas Professional Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

80%

Loan Term (Years)

Up to 20
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ETPCU Home Equity Loans Review

ETPCU Home Equity Loans is offered by East Texas Professional Credit Union , a credit union founded in 1953 and based in Longview, TX. ETPCU Home Equity Loans are available in 50 states and Washington, DC.

Key Takeaways

  • No primary residences considered. ETPCU Home Equity Loans does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Maximum LTV. ETPCU Home Equity Loans has a maximum loan to value ratio of 80%.

ETPCU Home Equity Loans Pros & Cons

ETPCU Home Equity Loans FAQ

What are the home equity loan requirements of ETPCU Home Equity Loans

This lender's maximum loan to value rate is 80%. That means the total debt secured by the property cannot exceed 80% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $60k.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does ETPCU Home Equity Loans charge for a home equity loan?

ETPCU Home Equity Loans may charge a loan origination fee

Is east texas professional credit union a legit company?

east texas professional credit union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

409 E Loop 281
Longview, TX 75605
(800) 256-5009
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 5:00PM

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