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Home Equity Loans
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Last Updated: 04/18/2025

Old Hickory CU Home Equity Loans

in Home Equity Loans from Old Hickory Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

85%

Loan Term (Years)

Up to 15
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Old Hickory CU Home Equity Loans Review

Old Hickory CU Home Equity Loans is offered by Old Hickory Credit Union , a credit union founded in 1934 and based in Nashville, TN. Old Hickory CU Home Equity Loans are available in 50 states and Washington, DC.

Key Takeaways

  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • High maximum LTV ratio. Old Hickory CU Home Equity Loans has a maximum loan to value ratio of 85%.

Old Hickory CU Home Equity Loans Pros & Cons

Old Hickory CU Home Equity Loans FAQ

What are the home equity loan requirements of Old Hickory CU Home Equity Loans

This lender's maximum loan to value rate is 85%. That means the total debt secured by the property cannot exceed 85% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $65k.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Old Hickory CU Home Equity Loans charge for a home equity loan?

Old Hickory CU Home Equity Loans may charge a loan origination fee

What types of property can you use as security for a home equity loan with Old Hickory CU Home Equity Loans?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Old Hickory CU Home Equity Loans will consider loans secured by the following property types:
  • Primary home.
  • Secondary homes and vacation properties.
  • Investment properties and house flipping projects.

Is Old Hickory Credit Union a legit company?

Old Hickory Credit Union was founded in 1934, it is a well-established company that has been in business for 92 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

410 Donelson Pike
Nashville, TN 37214
(615) 847-4043
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Email Support

Hours of Operation

Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed

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