Last Updated: 04/18/2025
Old Hickory CU Home Mortgage Loans
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Last Updated: 04/18/2025
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Old Hickory CU Home Mortgage Loans Review
Key Takeaways
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Origination fee of 0.50%. This is on the low end for lenders that charge an origination fee. However, some lenders don't charge an origination fee.
- High maximum LTV ratio. Old Hickory CU Home Mortgage Loans has a maximum loan to value ratio of 95%, which is higher than average. Most lenders want you to have at least 20% equity.
Old Hickory CU Home Mortgage Loans Pros & Cons
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Old Hickory CU Home Mortgage Loans FAQ
What is the maximum loan term you can get with Old Hickory CU Home Mortgage Loans?
What mortgage rates does Old Hickory Credit Union offer?
Do they charge mortgage origination fees?
What property usage types does Old Hickory CU Home Mortgage Loans allow?
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
What is the support contact email?
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