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Last Updated: 04/18/2025

Tech CU Home Equity Loan

in Home Equity Loans from Technology Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

$25,000 - $250,000

Maximum LTV

70%

Loan Term (Years)

Up to 20
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Tech CU Home Equity Loan Review

Tech CU Home Equity Loan is offered by Technology Credit Union (NMLS #551926), a credit union founded in 1960 and based in San Jose, CA. Tech CU Home Equity Loan are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • No primary residences considered. Tech CU Home Equity Loan does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Maximum LTV. Tech CU Home Equity Loan has a maximum loan to value ratio of 70%.

Tech CU Home Equity Loan Pros & Cons

Tech CU Home Equity Loan FAQ

How much can you borrow with a Tech CU Home Equity Loan home equity loan?

A home equity loan allows homeowners to borrow money using their home as collateral (similar to a mortgage). Loan amounts vary depending on the value of the home minus the balance of any mortgages or liens on the property.
Tech CU Home Equity Loan allows borrowers to apply for home equity loans of up to $250,000. The actual maximum loan amount will vary depending on the value of the property, how much you owe on it, and your creditworthiness.

What are the home equity loan requirements of Tech CU Home Equity Loan

This lender's maximum loan to value rate is 70%. That means the total debt secured by the property cannot exceed 70% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $50k.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Tech CU Home Equity Loan charge for a home equity loan?

Tech CU Home Equity Loan may charge a loan origination fee

Is Technology Credit Union a legit company?

Technology Credit Union was founded in 1960, it is a well-established company that has been in business for 66 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

2010 N First St
San Jose, CA 95131
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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