Last Updated: 04/18/2025
Treasury Department FCU Super Home Equity Line of Credit
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Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
Up to $600,000
Maximum LTV
80%
Loan Term (Years)
Up to 30
Treasury Department FCU Super Home Equity Line of Credit Review
Treasury Department FCU Super Home Equity Line of Credit is offered by Treasury Department Federal Credit Union (NMLS #793182), a credit union founded in 1935 and based in Washington, DC. Treasury Department FCU Super Home Equity Line of Credit are available in 50 states and Washington, DC.
Key Takeaways
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Maximum LTV. Treasury Department FCU Super Home Equity Line of Credit has a maximum loan to value ratio of 80%.
Treasury Department FCU Super Home Equity Line of Credit Pros & Cons
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Treasury Department FCU Super Home Equity Line of Credit FAQ
How much can you borrow with a Treasury Department FCU Super Home Equity Line of Credit home equity loan?
A home equity loan allows homeowners to borrow money using their home as collateral (similar to a mortgage). Loan amounts vary depending on the value of the home minus the balance of any mortgages or liens on the property.
Treasury Department FCU Super Home Equity Line of Credit allows borrowers to apply for home equity loans of up to $600,000. The actual maximum loan amount will vary depending on the value of the property, how much you owe on it, and your creditworthiness.
What are the home equity loan requirements of Treasury Department FCU Super Home Equity Line of Credit
This lender's maximum loan to value rate is 80%. That means the total debt secured by the property cannot exceed 80% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $60k.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.
What fees does Treasury Department FCU Super Home Equity Line of Credit charge for a home equity loan?
Treasury Department FCU Super Home Equity Line of Credit may charge a loan origination fee
What types of property can you use as security for a home equity loan with Treasury Department FCU Super Home Equity Line of Credit?
Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Treasury Department FCU Super Home Equity Line of Credit will consider loans secured by the following property types:
- Primary home.
- Secondary homes and vacation properties.
- Investment properties and house flipping projects.
Is Treasury Department Federal Credit Union a legit company?
Treasury Department Federal Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed