Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
Up to $3,000,000
Loan Term (Years)
N/A
Box Home Loans Purchase Mortgage Review
Box Home Loans Purchase Mortgage is offered by Box Home Loans (NMLS #1359687), a direct lender founded in 2006 and based in Lindon, UT. Box Home Loans are available in 28 states.
Key Takeaways
- Only two mortgage programs offered. Box Home Loans Purchase Mortgage provides FHA VA conforming and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Standard interest rates types.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Box Home Loans Purchase Mortgage Pros & Cons
| Pros | Cons |
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Box Home Loans FAQ
How much can you borrow via Box Home Loans?
Box Home Loans allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What mortgage rates does Box Home Loans offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Box Home Loans may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Box Home Loans offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does Box Home Loans allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Box Home Loans allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for Box Home Loans Purchase Mortgage is (877) 791-9218.
What is the support contact email?
The support contact email for is customerservice@boxhomeloans.com.
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Mortgage Refinance
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Box Home Loans Purchase Mortgage Community Reviews
Would you recommend Box Home Loans Purchase Mortgage to your friends?
U
Anonymous
Jul 6, 2020
May or may not recommend
They seem to have everything together, but then they sold my loan to a sketchy service company that has been fined by the government for breaking the law with predatory lending practices. Hundreds of terrible reviews. Why would Box Home Loans work with such a company? If Box Home Loans was a reputable company they wouldn't work with a sleezy company like they do. The company got ...Show More
DB
Dwight B.
Jan 13, 2018
May or may not recommend
Run, don't hide, and just run; especially if you are a Veteran. Box Home Loans will ask you for all your information with the premise to provide a loan estimate of their interest rates. Once they have this information, they will pull your credit without your approval and submit an application even though you do not want to work with them. When you finally find a great ...Show More
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