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Last Updated: 04/18/2025

Box Home Loans Purchase Mortgage

in Home Mortgage Loans from Box Home Loans

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

Up to $3,000,000

Loan Term (Years)

N/A

Box Home Loans Purchase Mortgage Review

Box Home Loans Purchase Mortgage is offered by Box Home Loans (NMLS #1359687), a direct lender founded in 2006 and based in Lindon, UT. Box Home Loans are available in 28 states.

Key Takeaways

Only two mortgage programs offered. Box Home Loans Purchase Mortgage provides FHA VA conforming and conventional mortgages.
Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Standard interest rates types.
Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Box Home Loans Purchase Mortgage Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 28 states.

Box Home Loans FAQ

How much can you borrow via Box Home Loans?

Box Home Loans allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does Box Home Loans offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Box Home Loans may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Box Home Loans offers the following mortgage types:

FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does Box Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Box Home Loans allows the following property usage types:

Primary home
Secondary homes and vacation properties
Investment properties and house flipping projects

What is the customer service phone number?

The customer service number for Box Home Loans Purchase Mortgage is (877) 791-9218.

What is the support contact email?

The support contact email for is customerservice@boxhomeloans.com.

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Contact

Headquarters

380 Technology Court, Suite 105

Lindon, UT 84042

(877) 791-9218

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