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Last Updated: 04/18/2025

City & Police Federal Credit Union Fixed Rate Mortgages

from City & Police Federal Credit Union

Last Updated: 04/18/2025

City & Police Federal Credit Union logo
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Highlights

Credit Score Range

N/A


Amount Range

Up to $647,200

Loan Term (Years)

10 - 30

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City & Police Federal Credit Union Fixed Rate Mortgages Review

City & Police Federal Credit Union Fixed Rate Mortgages is offered by City & Police Federal Credit Union , a credit union founded in 1935 and based in Jacksonville, FL. City & Police Federal Credit Union Fixed Rate Mortgages are available in 50 states and Washington, DC.

Key Takeaways

  • Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
  • Only primary residences considered. City & Police Federal Credit Union Fixed Rate Mortgages does not offer financing for vacation homes or investment properties.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for City & Police Federal Credit Union Fixed Rate Mortgages.

City & Police Federal Credit Union Fixed Rate Mortgages Pros & Cons

City & Police Federal Credit Union Fixed Rate Mortgages FAQ

How much can you borrow via City & Police Federal Credit Union?

City & Police Federal Credit Union Fixed Rate Mortgages allows borrowers to apply for loan amounts of up to $647,200.00. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum loan term you can get with City & Police Federal Credit Union Fixed Rate Mortgages?

City & Police Federal Credit Union Fixed Rate Mortgages offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does City & Police Federal Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, City & Police Federal Credit Union Fixed Rate Mortgages may charge a loan origination fee .

Does City & Police Federal Credit Union Fixed Rate Mortgages charge prepayment fees?

No, City & Police Federal Credit Union Fixed Rate Mortgages does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What property usage types does City & Police Federal Credit Union Fixed Rate Mortgages allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. City & Police Federal Credit Union Fixed Rate Mortgages allows the following property usage types:
  • Primary home

What is the customer service phone number?

The customer service number for City & Police Federal Credit Union Fixed Rate Mortgages is (904) 353-2240.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4675 Sunbeam Rd
Jacksonville, FL 32257
(904) 353-2240
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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