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Last Updated: 04/18/2025

First Watch Credit Union Land Loans

in Home Mortgage Loans from First Watch Credit Union

Last Updated: 04/18/2025

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Credit Score Range

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Amount Range

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Loan Term (Years)

Up to 15
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First Watch Credit Union Land Loans Review

First Watch Credit Union Land Loans is offered by First Watch Credit Union (NMLS #746450), a credit union founded in 1959 and based in Abilene, TX. First Watch Credit Union Land Loans are available in 50 states and Washington, DC.

Key Takeaways

  • Financing for single-family and multi-family properties. However, First Watch Credit Union does not offer financing for manufactured homes.
  • Standard interest rates types. First Watch Credit Union Land Loans only offers fixed-rate mortgages.
  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

First Watch Credit Union Land Loans Pros & Cons

First Watch Credit Union Land Loans FAQ

What is the maximum loan term you can get with First Watch Credit Union Land Loans?

First Watch Credit Union Land Loans offers mortgages with a maximum term of 15 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does First Watch Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, First Watch Credit Union Land Loans may charge a loan origination fee .

What property usage types does First Watch Credit Union Land Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Watch Credit Union Land Loans allows the following property usage types:
  • Primary home
  • Secondary homes and vacation properties
  • Investment properties and house flipping projects

What is the customer service phone number?

The customer service number for First Watch Credit Union Land Loans is (325) 670-2429.

What is the support contact email?

The support contact email for is memberservices@myfwcu.org.

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Contact

Headquarters

1118 Pine St
Abilene, TX 79601
(325) 670-2429
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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