2 more

Last Updated: 04/18/2025

Hope Credit Union Home Mortgage Loans

Q: What is the support contact email?

The support contact email for is info@hopecu.org .

from Hope Credit Union

Last Updated: 04/18/2025

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Community Recommended Products

View All

Strongly recommended46 Reviews

Learn More

Strongly recommended30 Reviews

Learn More

Strongly recommended36 Reviews

Learn More

Compare All Home Mortgage Loans

Filter & compare all your options in one place.

View All Products

Highlights

Credit Score Range

Starting at 580

Amount Range

Up to $2,000,000

Loan Term (Years)

15 - 30

Hope Credit Union Home Mortgage Loans Review

Hope Credit Union Home Mortgage Loans is offered by Hope Credit Union (NMLS #653874), a credit union founded in 1995 and based in Jackson, MS. Hope Credit Union Home Mortgage Loans are available in 50 states and Washington, DC.

Key Takeaways

Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Standard interest rates types. Hope Credit Union Home Mortgage Loans offers adjustable-rate mortgages and fixed-rate mortgages.
No primary residences considered. Hope Credit Union Home Mortgage Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Hope Credit Union Home Mortgage Loans.
Fair credit accepted. Borrowers with a credit score as low as 580 may qualify for Hope Credit Union Home Mortgage Loans.

Hope Credit Union Home Mortgage Loans Pros & Cons

Pros

Cons

Considers applicants with fair credit.
Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Hope Credit Union Home Mortgage Loans FAQ

How much can you borrow via Hope Credit Union?

Hope Credit Union Home Mortgage Loans allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum loan term you can get with Hope Credit Union Home Mortgage Loans?

Hope Credit Union Home Mortgage Loans offers mortgages with terms ranging from 15 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Hope Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Hope Credit Union Home Mortgage Loans may charge a loan origination fee .

What is the customer service phone number?

The customer service number for Hope Credit Union Home Mortgage Loans is (601) 944-1100.

What is the support contact email?

The support contact email for is info@hopecu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4 Old River Pl

Suite A

Jackson, MS 39202

(601) 944-1100

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed

Other Services by Hope Credit Union

CD Accounts

2 products

Be the first to rate

Checking Accounts

4 products

Be the first to rate

Money Market Accounts

Be the first to rate

Savings Accounts

2 products

Be the first to rate

Credit Cards

2 products

Be the first to rate

Auto Loans

Be the first to rate

Personal Loans

3 products

Be the first to rate

Community Recommended Products

View All

Strongly recommended46 Reviews

Learn More

Strongly recommended30 Reviews

Learn More

Strongly recommended36 Reviews

Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.