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Last Updated: 04/18/2025

Michigan Legacy Home Mortgage Loans

in Home Mortgage Loans from Michigan Legacy Credit Union

Last Updated: 04/18/2025

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Credit Score Range

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Amount Range

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Loan Term (Years)

Up to 30

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Michigan Legacy Home Mortgage Loans Review

Michigan Legacy Home Mortgage Loans is offered by Michigan Legacy Credit Union (NMLS #493594), a credit union founded in 1946 and based in Wyandotte, MI. michigan legacy home mortgage loans are available in 1 state.

Key Takeaways

  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. Michigan Legacy Home Mortgage Loans offers adjustable-rate mortgages and fixed-rate mortgages.
  • No primary residences considered. Michigan Legacy Home Mortgage Loans does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Michigan Legacy Home Mortgage Loans Pros & Cons

michigan legacy home mortgage loans FAQ

What is the maximum loan term you can get with michigan legacy home mortgage loans?

michigan legacy home mortgage loans offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Michigan Legacy Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, michigan legacy home mortgage loans may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, michigan legacy home mortgage loans offers the following mortgage types:

    What is the customer service phone number?

    The customer service number for Michigan Legacy Home Mortgage Loans is (734) 285-0600.

    What is the support contact email?

    The support contact email for is info@michiganlegacycu.org.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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    Contact

    Headquarters

    269 Oak St
    Wyandotte, MI 48192
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 5:00PM
    Saturday
    Closed

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