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Last Updated: 04/18/2025

New Hampshire FCU USDA Mortgage

in Home Mortgage Loans from New Hampshire Federal Credit Union

Last Updated: 04/18/2025

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Credit Score Range

Starting at 620

Amount Range

N/A


Loan Term (Years)

30

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New Hampshire FCU USDA Mortgage Review

New Hampshire FCU USDA Mortgage is offered by New Hampshire Federal Credit Union (NMLS #440568), a credit union founded in 1941 and based in Concord, NH. New Hampshire FCU USDA Mortgage are available in 50 states and Washington, DC.

Key Takeaways

  • Only offers one mortgage pogram. New Hampshire FCU USDA Mortgage only provides USDA mortgages.
  • Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
  • Standard interest rates types. New Hampshire FCU USDA Mortgage only offers fixed-rate mortgages.
  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Fair credit accepted. Borrowers with a credit score as low as 620 may qualify for New Hampshire FCU USDA Mortgage.

New Hampshire FCU USDA Mortgage Pros & Cons

New Hampshire FCU USDA Mortgage FAQ

What is the maximum loan term you can get with New Hampshire FCU USDA Mortgage?

New Hampshire FCU USDA Mortgage offers mortgages with terms ranging from 30 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does New Hampshire Federal Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, New Hampshire FCU USDA Mortgage may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, New Hampshire FCU USDA Mortgage offers the following mortgage types:

    What property usage types does New Hampshire FCU USDA Mortgage allow?

    Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. New Hampshire FCU USDA Mortgage allows the following property usage types:
    • Primary home
    • Secondary homes and vacation properties
    • Investment properties and house flipping projects

    What is the customer service phone number?

    The customer service number for New Hampshire FCU USDA Mortgage is (603) 224-7731.

    What is the support contact email?

    The support contact email for is myaccount@nhfcu.org.

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    Contact

    Headquarters

    70 Airport Rd
    Concord, NH 03301
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 5:00PM
    Saturday
    8:00AM - 12:00PM

    Other Services by New Hampshire Federal Credit Union