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Last Updated: 04/18/2025

New Hampshire FCU USDA Mortgage

from New Hampshire Federal Credit Union

Last Updated: 04/18/2025

New Hampshire Federal Credit Union logo
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Credit Score Range

Starting at 620

Amount Range

N/A


Loan Term (Years)

30

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New Hampshire FCU USDA Mortgage Review

New Hampshire FCU USDA Mortgage is offered by New Hampshire Federal Credit Union (NMLS #440568), a credit union founded in 1941 and based in Concord, NH. New Hampshire FCU USDA Mortgage are available in 50 states and Washington, DC.

Key Takeaways

  • Only offers one mortgage pogram. New Hampshire FCU USDA Mortgage only provides USDA mortgages.
  • Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
  • Standard interest rates types. New Hampshire FCU USDA Mortgage only offers fixed-rate mortgages.
  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for New Hampshire FCU USDA Mortgage.
  • Fair credit accepted. Borrowers with a credit score as low as 620 may qualify for New Hampshire FCU USDA Mortgage.

New Hampshire FCU USDA Mortgage Pros & Cons

New Hampshire FCU USDA Mortgage FAQ

What is the maximum loan term you can get with New Hampshire FCU USDA Mortgage?

New Hampshire FCU USDA Mortgage offers mortgages with terms ranging from 30 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does New Hampshire Federal Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, New Hampshire FCU USDA Mortgage may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, New Hampshire FCU USDA Mortgage offers the following mortgage types:

    What property usage types does New Hampshire FCU USDA Mortgage allow?

    Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. New Hampshire FCU USDA Mortgage allows the following property usage types:
    • Primary home
    • Secondary homes and vacation properties
    • Investment properties and house flipping projects

    What is the customer service phone number?

    The customer service number for New Hampshire FCU USDA Mortgage is (603) 224-7731.

    What is the support contact email?

    The support contact email for is myaccount@nhfcu.org.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    70 Airport Rd
    Concord, NH 03301
    (603) 224-7731
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 5:00PM
    Saturday
    8:00AM - 12:00PM

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    Other Home Mortgage Loans from New Hampshire Federal Credit Union

    New Hampshire Federal Credit Union logo
    Rating not yet determined
    Be the first to rate

    Credit Score Range

    Starting at 620

    Amount Range

    N/A

    No Origination Fee

    N/A

    Loan Term (Years)

    30
    Visit Site

    New Hampshire Federal Credit Union logo

    Credit Score Range

    Starting at 620

    Amount Range

    N/A

    No Origination Fee

    N/A

    Loan Term (Years)

    10 - 30

    New Hampshire Federal Credit Union logo

    Credit Score Range

    Starting at 550

    Amount Range

    N/A

    No Origination Fee

    N/A

    Loan Term (Years)

    30

    New Hampshire Federal Credit Union logo

    Credit Score Range

    N/A

    Amount Range

    N/A

    No Origination Fee

    N/A

    Loan Term (Years)

    30

    New Hampshire Federal Credit Union logo

    Credit Score Range

    Starting at 640

    Amount Range

    N/A

    No Origination Fee

    N/A

    Loan Term (Years)

    30

    New Hampshire Federal Credit Union logo

    Credit Score Range

    Starting at 640

    Amount Range

    Up to $3M

    No Origination Fee

    N/A

    Loan Term (Years)

    30

    New Hampshire Federal Credit Union logo

    Credit Score Range

    Starting at 550

    Amount Range

    N/A

    No Origination Fee

    N/A

    Loan Term (Years)

    30

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    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    New Hampshire FCU USDA Mortgage Community Reviews

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