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Last Updated: 04/18/2025

Polish-American FCU Adjustable Rate Mortgage

Q: What is the support contact email?

The support contact email for is kchmelko@mypafcu.com .

from Polish-American Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Loan Term (Years)

15 - 30

Polish-American FCU Adjustable Rate Mortgage Review

Polish-American FCU Adjustable Rate Mortgage is offered by Polish-American Federal Credit Union (NMLS #4795750), a credit union founded in 1976 and based in Troy, MI. Polish-American FCU Adjustable Rate Mortgage are available in 50 states and Washington, DC.

Key Takeaways

Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
Standard interest rates types. Polish-American FCU Adjustable Rate Mortgage only offers adjustable-rate mortgages.
Only primary residences considered. Polish-American FCU Adjustable Rate Mortgage does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Polish-American FCU Adjustable Rate Mortgage.

Polish-American FCU Adjustable Rate Mortgage Pros & Cons

Pros

Cons

Offers financing for single-family homes.
Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Polish-American FCU Adjustable Rate Mortgage FAQ

What is the maximum loan term you can get with Polish-American FCU Adjustable Rate Mortgage?

Polish-American FCU Adjustable Rate Mortgage offers mortgages with terms ranging from 15 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Polish-American Federal Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Polish-American FCU Adjustable Rate Mortgage may charge a loan origination fee .

What property usage types does Polish-American FCU Adjustable Rate Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Polish-American FCU Adjustable Rate Mortgage allows the following property usage types:

Primary home

What is the customer service phone number?

The customer service number for Polish-American FCU Adjustable Rate Mortgage is (248) 619-0440.

What is the support contact email?

The support contact email for is kchmelko@mypafcu.com.

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Contact

Headquarters

2889 E Maple Rd

Troy, MI 48083

(248) 619-0440

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:30AM - 5:00PM

Tuesday

9:30AM - 5:00PM

Wednesday

9:30AM - 5:00PM

Thursday

9:30AM - 5:00PM

Friday

9:30AM - 6:00PM

Saturday

9:30AM - 1:00PM

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SuperMoney Net Recommendation Score

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