Last Updated: 04/18/2025
POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan
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Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
N/A
Loan Term (Years)
Up to 30
POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan Review
POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan is offered by POPA Federal Credit Union (NMLS #852741), a credit union founded in 1978 and based in Cerritos, CA. POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan are available in 50 states and Washington, DC.
Key Takeaways
- Only offers one mortgage pogram. POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan only provides FHA mortgages.
- Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
- Standard interest rates types. POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan only offers fixed-rate mortgages.
- Only primary residences considered. POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan does not offer financing for vacation homes or investment properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan Pros & Cons
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POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan FAQ
What is the maximum loan term you can get with POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan?
POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does POPA Federal Credit Union offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan allows the following property usage types:
- Primary home
What is the customer service phone number?
The customer service number for POPA Federal Credit Union FHA 30 Year Fixed Rate Home Loan is (562) 229-9181.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed