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Last Updated: 04/18/2025

PrimeTrust FCU 1st Mortgage Loans

from PrimeTrust Federal Credit Union

Last Updated: 04/18/2025

PrimeTrust Federal Credit Union logo
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Credit Score Range

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Amount Range

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Loan Term (Years)

10 - 30

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PrimeTrust FCU 1st Mortgage Loans Review

PrimeTrust FCU 1st Mortgage Loans is offered by PrimeTrust Federal Credit Union , a credit union founded in 1935 and based in Muncie, IN. PrimeTrust FCU 1st Mortgage Loans are available in 50 states and Washington, DC.

Key Takeaways

  • Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
  • Standard interest rates types. PrimeTrust FCU 1st Mortgage Loans only offers fixed-rate mortgages.
  • Only primary residences considered. PrimeTrust FCU 1st Mortgage Loans does not offer financing for vacation homes or investment properties.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for PrimeTrust FCU 1st Mortgage Loans.

PrimeTrust FCU 1st Mortgage Loans Pros & Cons

PrimeTrust FCU 1st Mortgage Loans FAQ

What is the maximum loan term you can get with PrimeTrust FCU 1st Mortgage Loans?

PrimeTrust FCU 1st Mortgage Loans offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does PrimeTrust Federal Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, PrimeTrust FCU 1st Mortgage Loans may charge a loan origination fee .

Does PrimeTrust FCU 1st Mortgage Loans charge prepayment fees?

No, PrimeTrust FCU 1st Mortgage Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What property usage types does PrimeTrust FCU 1st Mortgage Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. PrimeTrust FCU 1st Mortgage Loans allows the following property usage types:
  • Primary home

What is the customer service phone number?

The customer service number for PrimeTrust FCU 1st Mortgage Loans is (765) 289-2148.

What is the support contact email?

The support contact email for is info@primetrustcu.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3700 W Bethel Ave
Muncie, IN 47304
(765) 289-2148
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
8:00AM - 6:00PM
Saturday
9:00AM - 12:00PM

Other Services by PrimeTrust Federal Credit Union

Business Checking Accounts

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CD Accounts

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Checking Accounts

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Money Market Accounts

3 products

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Savings Accounts

5 products

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Business Credit Cards

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Credit Cards

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Auto Loans

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Personal Lines of Credit

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Personal Loans

2 products

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Home Equity Lines of Credit

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Home Equity Loans

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SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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