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Last Updated: 04/18/2025

Safeway Federal Credit Union First Mortgage

in Home Mortgage Loans from Safeway Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A


Amount Range

Starting at $30,000

Loan Term (Years)

10 - 20

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Safeway Federal Credit Union First Mortgage Review

Safeway Federal Credit Union First Mortgage is offered by Safeway Federal Credit Union , a credit union founded in and based in Spokane, WA. Safeway Federal Credit Union First Mortgage are available in 50 states and Washington, DC.

Key Takeaways

  • Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
  • Standard interest rates types. Safeway Federal Credit Union First Mortgage only offers fixed-rate mortgages.
  • Only primary residences considered. Safeway Federal Credit Union First Mortgage does not offer financing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Maximum LTV. Safeway Federal Credit Union First Mortgage has a maximum loan to value ratio of 80%.

Safeway Federal Credit Union First Mortgage Pros & Cons

Safeway Federal Credit Union First Mortgage FAQ

What is the maximum loan term you can get with Safeway Federal Credit Union First Mortgage?

Safeway Federal Credit Union First Mortgage offers mortgages with terms ranging from 10 to 20 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Safeway Federal Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Safeway Federal Credit Union First Mortgage may charge a loan origination fee .

What property usage types does Safeway Federal Credit Union First Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Safeway Federal Credit Union First Mortgage allows the following property usage types:
  • Primary home

What is the customer service phone number?

The customer service number for Safeway Federal Credit Union First Mortgage is (509) 483-9416.

What is the support contact email?

The support contact email for is safewayfcu@hotmail.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

529 E North Foothills Dr
Spokane, WA 99207
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Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed

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