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Last Updated: 04/18/2025

Select Seven CU First Mortgage Loan

in Home Mortgage Loans from Select Seven Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A

Amount Range

N/A

Loan Term (Years)

10 - 30
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Select Seven CU First Mortgage Loan Review

Select Seven CU First Mortgage Loan is offered by Select Seven Credit Union , a credit union founded in 1949 and based in Johnson City, TN. Select Seven CU First Mortgage Loan are available in 50 states and Washington, DC.

Key Takeaways

  • Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
  • Standard interest rates types. Select Seven CU First Mortgage Loan only offers fixed-rate mortgages.
  • Only primary residences considered. Select Seven CU First Mortgage Loan does not offer financing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Origination fee of 1%. This is on the low end for lenders that charge an origination fee. However, some lenders don't charge an origination fee.
  • Maximum LTV. Select Seven CU First Mortgage Loan has a maximum loan to value ratio of 80%.

Select Seven CU First Mortgage Loan Pros & Cons

Select Seven CU First Mortgage Loan FAQ

What is the maximum loan term you can get with Select Seven CU First Mortgage Loan?

Select Seven CU First Mortgage Loan offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Select Seven Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Select Seven CU First Mortgage Loan may charge a loan origination fee of 1% of the loan amount .

What property usage types does Select Seven CU First Mortgage Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Select Seven CU First Mortgage Loan allows the following property usage types:
  • Primary home

What is the customer service phone number?

The customer service number for Select Seven CU First Mortgage Loan is (423) 282-0671.

What is the support contact email?

The support contact email for is sscuweb@selectsevencu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

333 E Main St
Johnson City, TN 37601
(423) 282-0671
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:30AM - 5:30PM
Saturday
Closed

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