Solarity Credit Union Home Loans

Solarity Credit Union Home Loans Review

Solarity Credit Union Home Loans is offered by Solarity Credit Union (NMLS #469535), a credit union founded in 2011 and based in Yakima, WA. solarity credit union home loans are available in 1 state across the USA.

Key Takeaways

• Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
• Standard interest rates types. Solarity Credit Union Home Loans offers adjustable-rate mortgages and fixed-rate mortgages.
• Only primary residences considered. Solarity Credit Union Home Loans does not offer financing for vacation homes or investment properties.
• Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Solarity Credit Union Home Loans Pros & Cons

solarity credit union home loans FAQ

What is the maximum loan term you can get with solarity credit union home loans?

solarity credit union home loans offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Solarity Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, solarity credit union home loans may charge a loan origination fee.

What is the customer service phone number?

The customer service number for Solarity Credit Union Home Loans is (800) 347-9222.

What is the support contact email?

The support contact email for is solarity@solaritycu.org.