Last Updated: 04/18/2025
St. Anne’s Credit Union Home Mortgage Loans
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Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
N/A
Loan Term (Years)
Up to 30
St. Anne’s Credit Union Home Mortgage Loans Review
St. Anne’s Credit Union Home Mortgage Loans is offered by St. Anne’s Credit Union (NMLS #525435), a credit union founded in 1936 and based in Fall River, MA. St. Anne’s Credit Union Home Mortgage Loans are available in 50 states and Washington, DC.
Key Takeaways
- Only two mortgage programs offered. St. Anne’s Credit Union Home Mortgage Loans provides FHA jumbo and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Standard interest rates types. St. Anne’s Credit Union Home Mortgage Loans offers adjustable-rate mortgages and fixed-rate mortgages.
- No primary residences considered. St. Anne’s Credit Union Home Mortgage Loans does not offer financing for primary homes.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
St. Anne’s Credit Union Home Mortgage Loans Pros & Cons
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St. Anne’s Credit Union Home Mortgage Loans FAQ
What is the maximum loan term you can get with St. Anne’s Credit Union Home Mortgage Loans?
St. Anne’s Credit Union Home Mortgage Loans offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does St. Anne’s Credit Union offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, St. Anne’s Credit Union Home Mortgage Loans may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, St. Anne’s Credit Union Home Mortgage Loans offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- Jumbo loans: Any mortgage with a loan amount above the conforming loan limits set by the Federal Housing Finance Agency.
What is the customer service phone number?
The customer service number for St. Anne’s Credit Union Home Mortgage Loans is (877) 782-6637.
What is the support contact email?
The support contact email for is einfo@stannes.com.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 6:00PM
Saturday
8:30AM - 1:00PM