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Last Updated: 04/18/2025

Unify Financial CU Home Mortgage Loans

in Home Mortgage Loans from Unify Financial Credit Union

Last Updated: 04/18/2025

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Loan Term (Years)

5 - 25

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Unify Financial CU Home Mortgage Loans Review

Unify Financial CU Home Mortgage Loans is offered by Unify Financial Credit Union (NMLS #613881), a credit union founded in 1948 and based in Allen, TX. Unify Financial CU Home Mortgage Loans are available in 50 states and Washington, DC.

Key Takeaways

  • Only offers one mortgage pogram. Unify Financial CU Home Mortgage Loans only provides jumbo mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Non-standard interest rates available. Unify Financial CU Home Mortgage Loans only offers hybrid mortgages.
  • No primary residences considered. Unify Financial CU Home Mortgage Loans does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Unify Financial CU Home Mortgage Loans Pros & Cons

Unify Financial CU Home Mortgage Loans FAQ

What is the maximum loan term you can get with Unify Financial CU Home Mortgage Loans?

Unify Financial CU Home Mortgage Loans offers mortgages with terms ranging from 5 to 25 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Unify Financial Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Unify Financial CU Home Mortgage Loans may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Unify Financial CU Home Mortgage Loans offers the following mortgage types:
  • Jumbo loans: Any mortgage with a loan amount above the conforming loan limits set by the Federal Housing Finance Agency.

What is the customer service phone number?

The customer service number for Unify Financial CU Home Mortgage Loans is (877) 254-9328.

What is the support contact email?

The support contact email for is unify@unifyfcu.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

740 North Watters Road
Allen, TX 75013
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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