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Last Updated: 04/18/2025

Unify Financial CU Home Mortgage Loans

Q: What mortgage programs are available?

Besides conventional mortgages , Unify Financial CU Home Mortgage Loans offers the following mortgage types: Jumbo loans: Any mortgage with a loan amount above the conforming loan limits set by the Federal Housing Finance Agency.

Q: What is the support contact email?

The support contact email for is unify@unifyfcu.com .

from Unify Financial Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Loan Term (Years)

5 - 25

Unify Financial CU Home Mortgage Loans Review

Unify Financial CU Home Mortgage Loans is offered by Unify Financial Credit Union (NMLS #613881), a credit union founded in 1948 and based in Allen, TX. Unify Financial CU Home Mortgage Loans are available in 50 states and Washington, DC.

Key Takeaways

Only offers one mortgage pogram. Unify Financial CU Home Mortgage Loans only provides jumbo mortgages.
Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Non-standard interest rates available. Unify Financial CU Home Mortgage Loans only offers hybrid mortgages.
No primary residences considered. Unify Financial CU Home Mortgage Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Unify Financial CU Home Mortgage Loans.

Unify Financial CU Home Mortgage Loans Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Unify Financial CU Home Mortgage Loans FAQ

What is the maximum loan term you can get with Unify Financial CU Home Mortgage Loans?

Unify Financial CU Home Mortgage Loans offers mortgages with terms ranging from 5 to 25 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Unify Financial Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Unify Financial CU Home Mortgage Loans may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Unify Financial CU Home Mortgage Loans offers the following mortgage types:

Jumbo loans: Any mortgage with a loan amount above the conforming loan limits set by the Federal Housing Finance Agency.

What is the customer service phone number?

The customer service number for Unify Financial CU Home Mortgage Loans is (877) 254-9328.

What is the support contact email?

The support contact email for is unify@unifyfcu.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

740 North Watters Road

Allen, TX 75013

(877) 254-9328

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.