Last Updated: 04/18/2025
USAlliance Financial Home Jumbo Loans
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Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
Up to $1,500,000
Loan Term (Years)
5 - 30
USAlliance Financial Home Jumbo Loans Review
USAlliance Financial Home Jumbo Loans is offered by USAlliance Federal Credit Union , a credit union founded in 1966 and based in Rye, NY. USAlliance Financial Home Jumbo Loans are available in 50 states and Washington, DC.
Key Takeaways
- Only offers one mortgage pogram. USAlliance Financial Home Jumbo Loans only provides jumbo mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Standard interest rates types. USAlliance Financial Home Jumbo Loans offers adjustable-rate mortgages and fixed-rate mortgages.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
USAlliance Financial Home Jumbo Loans Pros & Cons
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USAlliance Financial Home Jumbo Loans FAQ
How much can you borrow via USAlliance Federal Credit Union?
USAlliance Financial Home Jumbo Loans allows borrowers to apply for loan amounts of up to $1,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with USAlliance Financial Home Jumbo Loans?
USAlliance Financial Home Jumbo Loans offers mortgages with terms ranging from 5 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does USAlliance Federal Credit Union offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, USAlliance Financial Home Jumbo Loans may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, USAlliance Financial Home Jumbo Loans offers the following mortgage types:
- Jumbo loans: Any mortgage with a loan amount above the conforming loan limits set by the Federal Housing Finance Agency.
What property usage types does USAlliance Financial Home Jumbo Loans allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. USAlliance Financial Home Jumbo Loans allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for USAlliance Financial Home Jumbo Loans is (800) 431-2754.
What is the support contact email?
The support contact email for is memberservices@usalliance.org.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:45AM - 4:30PM
Tuesday
8:45AM - 4:30PM
Wednesday
8:45AM - 4:30PM
Thursday
8:45AM - 4:30PM
Friday
8:45AM - 4:30PM
Saturday
9:00AM - 2:00PM