1 more

Last Updated: 04/18/2025

Ventura County Home Loans

from Ventura County Credit Union

Last Updated: 04/18/2025

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Home Mortgage Loans

New American Funding Home Mortgage

Strongly recommended46 reviews

Visit Site

Community Recommended Products

View All

Strongly recommended46 Reviews

Learn More

Strongly recommended30 Reviews

Learn More

Strongly recommended36 Reviews

Learn More

Compare All Home Mortgage Loans

Filter & compare all your options in one place.

View All Products

Highlights

Credit Score Range

N/A

Amount Range

Up to $1,500,000

Loan Term (Years)

15 - 30

Ventura County Home Loans Review

Ventura County Home Loans is offered by Ventura County Credit Union (NMLS #700409), a credit union founded in 1950 and based in Ventura, CA. Ventura County Home Loans are available in 50 states and Washington, DC.

Key Takeaways

Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
No primary residences considered. Ventura County Home Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Ventura County Home Loans Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

Ventura County Home Loans FAQ

How much can you borrow via Ventura County Credit Union?

Ventura County Home Loans allows borrowers to apply for loan amounts of up to $1,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum loan term you can get with Ventura County Home Loans?

Ventura County Home Loans offers mortgages with terms ranging from 15 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Ventura County Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Ventura County Home Loans may charge a loan origination fee .

What is the customer service phone number?

The customer service number for Ventura County Home Loans is (805) 477-4000.

What is the support contact email?

The support contact email for is cuadmin@vccuonline.net .

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2575 Vista Del Mar Dr

100

Ventura, CA 93001

(805) 477-4000

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 5:00PM

Tuesday

8:00AM - 5:00PM

Wednesday

8:00AM - 5:00PM

Thursday

8:00AM - 6:00PM

Friday

8:00AM - 6:00PM

Saturday

9:00AM - 2:00PM

Other Services by Ventura County Credit Union

Business Checking Accounts

Be the first to rate

CD Accounts

Be the first to rate

Checking Accounts

3 products

Be the first to rate

Money Market Accounts

Be the first to rate

Savings Accounts

2 products

Be the first to rate

Credit Cards

3 products

Be the first to rate

Auto Loans

Be the first to rate

Personal Loans

4 products

Be the first to rate

Home Equity Lines of Credit

Be the first to rate

Home Equity Loans

Be the first to rate

Community Recommended Products

View All

Strongly recommended46 Reviews

Learn More

Strongly recommended30 Reviews

Learn More

Strongly recommended36 Reviews

Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.