Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
Up to $424,100
Loan Term (Years)
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Veterans First Home Mortgage Review
Veterans First Home Mortgage is offered by Veterans First Mortgage (NMLS #449042), a direct lender founded in 1996 and based in Salt Lake City, UT. Veterans First Mortgage are available in 46 states and Washington, DC.
Key Takeaways
- Only two mortgage programs offered. Veterans First Home Mortgage provides FHA VA conforming and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Standard interest rates types.
- Only primary residences considered. Veterans First Home Mortgage does not offer financing for vacation homes or investment properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Veterans First Home Mortgage Pros & Cons
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Veterans First Mortgage FAQ
How much can you borrow via Veterans First Mortgage?
Veterans First Mortgage allows borrowers to apply for loan amounts of up to $424,100. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What mortgage rates does Veterans First Mortgage offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Veterans First Mortgage may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Veterans First Mortgage offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does Veterans First Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Veterans First Mortgage allows the following property usage types:
- Primary home
What is the customer service phone number?
The customer service number for Veterans First Home Mortgage is (801) 493-2700.
What is the support contact email?
The support contact email for is customerteam@veteransfirst.com.
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Veterans First Home Mortgage Community Reviews
Would you recommend Veterans First Home Mortgage to your friends?
Sean W.
Apr 20, 2020
May or may not recommend
they came to me at a time and in the beginning they were on top and as i got closer to close the numbers were astronomical they wouldn't give me a closing cost till 2 days before close and said i needed 5000 in two days did not show any empathy, compassion, or any type of customers service experience and excuse my language but it was a absolute crap show ...Show More
JH
James H.
Aug 27, 2019
May or may not recommend
Easy process and friendly staff made buying my home a great experience.
TH
Timothy H.
Feb 15, 2019
May or may not recommend
Everything was moving along just fine until Veterans First could not compete with a lower interest rate and a better loan estimate from another lender. After finding he could not beat the other rate, my loan officer - Jordan - became emotional and began to question my character. Why? Because I had the nerve to shop for a better rate! He refused to concede and defeat ...Show More
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