SuperMoney
  Veterans First Home Mortgage

Veterans First Home Mortgage

in Home Purchase Mortgages from Veterans First Mortgage · NMLS ID #449042

Unaffiliated

Veterans First Home Mortgage

Unaffiliated

in Home Purchase Mortgages from Veterans First Mortgage · NMLS ID #449042

Net Recommendation Score -33

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -33, equating to 2.3 on a 5 point rating scale.

-33

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
2 users don't recommend
Cast your vote

Would you recommend Veterans First Home Mortgage to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Community Rating

Rating not yet determined  

Loan Amount Up to $424,100
Loan Term (Years) N/A
Credit Score Range N/A

Veterans First Home Mortgage Review

Veterans First Home Mortgage is offered by Veterans First Mortgage (NMLS #449042), a direct lender founded in 1996 and based in Salt Lake City, UT. Veterans First Home Mortgage is available in 46 states (and Washington, DC).

Key Takeaways
  • Only two mortgage programs offered. Veterans First Home Mortgage provides FHA VA conforming and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. Veterans First Home Mortgage offers and fixed-rate mortgages.
  • Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, Veterans First Home Mortgage does offer financing for primary and secondary homes (e.g. vacation properties).
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Veterans First Home Mortgage Pros & Cons
Pros Cons
  • Available in 46 states.
  • Charges an origination fee.
  • Charges prepayment fees.
Veterans First Mortgage FAQ

How much can you borrow via Veterans First Mortgage?

Veterans First Mortgage allows borrowers to apply for loan amounts of up to $424,100. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does Veterans First Mortgage offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Veterans First Mortgage offers home loans with APRs starting at 3.27% .

Does Veterans First Mortgage charge an application fee?

Do they charge mortgage origination fees?

Yes, Veterans First Mortgage may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, Veterans First Mortgage offers the following mortgage types:

  • FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does Veterans First Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Veterans First Mortgage allows the following property usage types: 

  • Primary home

What is the customer service phone number?

The customer service number for this business card is (801) 493-2700.

How do people rate the customer service and user experience?

Overall, this business credit card is mostly not recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by Veterans First Mortgage

Availability

  Available in 46 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Processing Fee $1
Intended Use Primary Home
Primary Residence
APR Starting at 3.27%
Loan Amount Up to $424,100
Interest Rate Types Offered N/A
Mortgage Programs
  • FHA
  • VA
Terms 5, 10, 15, and 30 years

Veterans First Home Mortgage Community Reviews

 

Would you recommend Veterans First Home Mortgage to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -33, equating to 2.3 on a 5 point rating scale.

-33

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Home Purchase Mortgages