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Last Updated: 04/18/2025

West Michigan CU Home Mortgage Loans

in Home Mortgage Loans from West Michigan Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A


Amount Range

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Loan Term (Years)

Up to 30

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West Michigan CU Home Mortgage Loans Review

West Michigan CU Home Mortgage Loans is offered by West Michigan Credit Union (NMLS #409031), a credit union founded in 1956 and based in Grand Rapids, MI. West Michigan CU Home Mortgage Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • No primary residences considered. West Michigan CU Home Mortgage Loans does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

West Michigan CU Home Mortgage Loans Pros & Cons

West Michigan CU Home Mortgage Loans FAQ

What is the maximum loan term you can get with West Michigan CU Home Mortgage Loans?

West Michigan CU Home Mortgage Loans offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does West Michigan Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, West Michigan CU Home Mortgage Loans may charge a loan origination fee .

What is the customer service phone number?

The customer service number for West Michigan CU Home Mortgage Loans is (800) 442-4576.

What is the support contact email?

The support contact email for is CUinfo@westmichigancu.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1319 Front Ave NW
Grand Rapids, MI 49504
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Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed

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