Last Updated: 04/18/2025
Y-12 Federal Credit Union Rapid Refinance Loan
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Home Mortgage Loans
Filter & compare all your options in one place.
Highlights
Credit Score Range
N/A
Amount Range
$50,000 - $400,000
Loan Term (Years)
Up to 12
Y-12 Federal Credit Union Rapid Refinance Loan Review
Y-12 Federal Credit Union Rapid Refinance Loan is offered by Y-12 Federal Credit Union , a credit union founded in 1950 and based in Oak Ridge, TN. Y-12 Federal Credit Union Rapid Refinance Loan are available in 50 states and Washington, DC.
Key Takeaways
- Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
- Only considers small to medium mortgage amounts. Y-12 Federal Credit Union Rapid Refinance Loan has a maximum loan amount of just $400,000.
- Standard interest rates types. Y-12 Federal Credit Union Rapid Refinance Loan only offers fixed-rate mortgages.
- Only primary residences considered. Y-12 Federal Credit Union Rapid Refinance Loan does not offer financing for vacation homes or investment properties.
Y-12 Federal Credit Union Rapid Refinance Loan Pros & Cons
| Pros | Cons |
|
|
Y-12 Federal Credit Union Rapid Refinance Loan FAQ
How much can you borrow via Y-12 Federal Credit Union?
Y-12 Federal Credit Union Rapid Refinance Loan allows borrowers to apply for loan amounts of up to $400,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with Y-12 Federal Credit Union Rapid Refinance Loan?
Y-12 Federal Credit Union Rapid Refinance Loan offers mortgages with a maximum term of 12 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does Y-12 Federal Credit Union offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Y-12 Federal Credit Union Rapid Refinance Loan may charge a loan origination fee .
Does Y-12 Federal Credit Union Rapid Refinance Loan charge prepayment fees?
No, Y-12 Federal Credit Union Rapid Refinance Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.
What property usage types does Y-12 Federal Credit Union Rapid Refinance Loan allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Y-12 Federal Credit Union Rapid Refinance Loan allows the following property usage types:
- Primary home
What is the customer service phone number?
The customer service number for Y-12 Federal Credit Union Rapid Refinance Loan is (865) 482-1043.
What is the support contact email?
The support contact email for is Y12info@y12fcu.org.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 12:00PM