2 more

Last Updated: 04/18/2025

Y-12 Federal Credit Union Rapid Refinance Loan

Q: What is the support contact email?

The support contact email for is Y12info@y12fcu.org .

from Y-12 Federal Credit Union

Last Updated: 04/18/2025

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Home Mortgage Loans

New American Funding Home Mortgage

Strongly recommended46 reviews

Visit Site

Community Recommended Products

View All

Strongly recommended46 Reviews

Learn More

Strongly recommended30 Reviews

Learn More

Strongly recommended36 Reviews

Learn More

Compare All Home Mortgage Loans

Filter & compare all your options in one place.

View All Products

Highlights

Credit Score Range

N/A

Amount Range

$50,000 - $400,000

Loan Term (Years)

Up to 12

Y-12 Federal Credit Union Rapid Refinance Loan Review

Y-12 Federal Credit Union Rapid Refinance Loan is offered by Y-12 Federal Credit Union , a credit union founded in 1950 and based in Oak Ridge, TN. Y-12 Federal Credit Union Rapid Refinance Loan are available in 50 states and Washington, DC.

Key Takeaways

Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
Only considers small to medium mortgage amounts. Y-12 Federal Credit Union Rapid Refinance Loan has a maximum loan amount of just $400,000.
Standard interest rates types. Y-12 Federal Credit Union Rapid Refinance Loan only offers fixed-rate mortgages.
Only primary residences considered. Y-12 Federal Credit Union Rapid Refinance Loan does not offer financing for vacation homes or investment properties.

Y-12 Federal Credit Union Rapid Refinance Loan Pros & Cons

Pros

Cons

No prepayment penalty.
Offers financing for single-family homes and townhomes.
Available in all 50 states.

Charges an origination fee.
No co-sign option available.

Y-12 Federal Credit Union Rapid Refinance Loan FAQ

How much can you borrow via Y-12 Federal Credit Union?

Y-12 Federal Credit Union Rapid Refinance Loan allows borrowers to apply for loan amounts of up to $400,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum loan term you can get with Y-12 Federal Credit Union Rapid Refinance Loan?

Y-12 Federal Credit Union Rapid Refinance Loan offers mortgages with a maximum term of 12 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Y-12 Federal Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Y-12 Federal Credit Union Rapid Refinance Loan may charge a loan origination fee .

Does Y-12 Federal Credit Union Rapid Refinance Loan charge prepayment fees?

No, Y-12 Federal Credit Union Rapid Refinance Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What property usage types does Y-12 Federal Credit Union Rapid Refinance Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Y-12 Federal Credit Union Rapid Refinance Loan allows the following property usage types:

Primary home

What is the customer service phone number?

The customer service number for Y-12 Federal Credit Union Rapid Refinance Loan is (865) 482-1043.

What is the support contact email?

The support contact email for is Y12info@y12fcu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

501 Lafayette Dr

Oak Ridge, TN 37830

(865) 482-1043

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:30PM

Tuesday

9:00AM - 5:30PM

Wednesday

9:00AM - 5:30PM

Thursday

9:00AM - 5:30PM

Friday

9:00AM - 5:30PM

Saturday

9:00AM - 12:00PM

Other Services by Y-12 Federal Credit Union

Business Checking Accounts

3 products

Be the first to rate

CD Accounts

12 products

Be the first to rate

Checking Accounts

2 products

Be the first to rate

Money Market Accounts

4 products

Be the first to rate

Savings Accounts

11 products

Be the first to rate

Credit Cards

3 products

Be the first to rate

Auto Loans

3 products

Be the first to rate

Personal Lines of Credit

Be the first to rate

Personal Loans

4 products

Be the first to rate

Home Equity Lines of Credit

3 products

Be the first to rate

Other Home Mortgage Loans from Y-12 Federal Credit Union

Y-12 Federal Credit Union Adjustable Rate Mortgage

Rating not yet determined

Be the first to rate

Credit Score Range

N/A

Amount Range

N/A

No Origination Fee

Loan Term (Years)

Up to 30

Visit Site

Y-12 Federal Credit Union Fixed Rate Mortgage

Rating not yet determined

Be the first to rate

Credit Score Range

N/A

Amount Range

N/A

No Origination Fee

Loan Term (Years)

10 - 30

Visit Site

Y-12 Federal Credit Union Jumbo Mortgage

Rating not yet determined

Be the first to rate

Credit Score Range

Starting at 700

Amount Range

Starting at $647.2K

No Origination Fee

Loan Term (Years)

Up to 30

Visit Site

Y-12 Federal Credit Union USDA Loan

Rating not yet determined

Be the first to rate

Credit Score Range

Starting at 640

Amount Range

N/A

No Origination Fee

Loan Term (Years)

Up to 30

Visit Site

Community Recommended Products

View All

Strongly recommended46 Reviews

Learn More

Strongly recommended30 Reviews

Learn More

Strongly recommended36 Reviews

Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.