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  Ardent CU Money Market Accounts
Ardent CU Money Market Accounts
in Money Market Accounts from Ardent Credit Union · Insured by NCUA
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Ardent CU Money Market Accounts

Unaffiliated
in Money Market Accounts from Ardent Credit Union · Insured by NCUA
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Highlights
APY (Annual Percentage Yield) 0.05% - 1.00%
(Verified 09/05/2023)
Minimum Balance to Earn APY N/A
Minimum Opening Deposit $0 - $5,000

Ardent CU Money Market Accounts Review

Ardent CU Money Market Accounts is offered by Ardent Credit Union, a credit union founded in 1977 and based in Philadelphia, PA. Ardent CU Money Market Accounts are available in 50 states (and Washington, DC).

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.00%, which is much higher than the national average for a money market account.
  • No APY minimum balance. There is no minimum amount you have to deposit to start earning dividends with this money market account.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $10.
  • No minimum initial deposit. There is no minimum balance required to open an account.

Pros & Cons of Ardent CU Money Market Accounts

Pros Cons
  • Available in all 50 states.
  • Generous dividends.
  • Does not offer mobile check deposits.
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Not FDIC-insured.
  • Monthly service charge.

Ardent CU Money Market Accounts FAQ

Are money market accounts from Ardent Credit Union federally insured?

Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for Ardent CU Money Market Accounts rates?

Ardent CU Money Market Accounts offers an APY starting at 0.05% and ranging up to 1.00% (APY stands for annual percentage yield, rates may change).

Ardent CU Money Market Accounts Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 1.00%

What are the fees for Ardent CU Money Market Accounts?

This account charges a monthly maintenance fee of up to $10.
Ardent CU Money Market Accounts Fees
Fees Amount
Monthly Fee up to $10
Paper Statement Fee N/A

What is the minimum balance for Ardent CU Money Market Accounts?

No minimum initial deposit. Ardent Credit Union does not require a minimum initial deposit to open an account.

What features and perks does Ardent CU Money Market Accounts offer?

This account includes the following features:

  • Mobile Banking Services - Ardent CU Money Market Accounts allows you to manage your money through online banking and a dedicated mobile app.
  • Nationwide ATM network - Ardent CU Money Market Accounts allows you to access your money from an ATM, a convenient feature only a few offer.

What is the customer service phone number?

The customer service number for this account is (800) 806-9465.

What is the support contact email?

The support contact email for this business credit card is mail@ardentcu.org.

How to open an account with Ardent Credit Union

  • Visit the Ardent Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee $0 - $5,000
Minimum Opening Deposit $0 - $5,000
Monthly Fee $0 - $10
(Verified 09/05/2023)
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Debit Card
  • Insured by NCUA
APY (Annual Percentage Yield) 0.05% - 1.00%
(Verified 09/05/2023)

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