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Last Updated: 04/18/2025

Ardent CU Savings Accounts

from Ardent Credit Union

Last Updated: 04/18/2025

Ardent Credit Union logo
Rating not yet determined1 total votes
1 users recommend

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Highlights

APY (Annual Percentage Yield)

0.05% - 3.50%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $5

Minimum Balance to Earn APY

$5
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Ardent CU Savings Accounts Review

Ardent CU Savings Accounts is offered by Ardent Credit Union, a credit union founded in 1977 and based in Philadelphia, PA. Ardent CU Savings Accounts are available in 50 states and Washington, DC.

Key Takeaways

  • High yield savings. This account offers an annual percentage yield of up to 3.50%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. Ardent CU Savings Accounts does not charge fees on ATM transactions .

Ardent CU Savings Accounts Pros & Cons

Ardent CU Savings Accounts FAQ

Are savings accounts from Ardent Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Ardent Credit Union offer a signup bonus?

Ardent CU Savings Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for Ardent CU Savings Accounts?

The minimum deposit to open a Ardent CU Savings Accounts is $5.

What APY does Ardent CU Savings Accounts offer?

Ardent CU Savings Accounts offers a variable APY starting at 0.05% and ranging up to 3.50% (APY stands for annual percentage yield, rates may change).

What fees does Ardent CU Savings Accounts charge?

Ardent CU Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does Ardent CU Savings Accounts offer?

    This savings account includes the following features:
    • Mobile Banking Services - Ardent CU Savings Accounts allows you to manage your money online or with a mobile app.
    • Nationwide ATM network - Conveniently transact at a nearby ATM.

    Can you set up a direct deposit to Ardent CU Savings Accounts?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Ardent CU Savings Accounts?

    The customer support email for Ardent CU Savings Accounts is mail@ardentcu.org.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    1500 Spring Garden St
    Suite 500
    Philadelphia, PA 19130
    (800) 806-9465
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:30AM - 7:00PM
    Tuesday
    8:30AM - 7:00PM
    Wednesday
    8:30AM - 7:00PM
    Thursday
    8:30AM - 7:00PM
    Friday
    8:30AM - 7:00PM
    Saturday
    9:00AM - 3:00PM

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    SuperMoney Net Recommendation Score

    Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

    +100

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    Ardent CU Savings Accounts Community Reviews

    Would you recommend Ardent CU Savings Accounts to your friends?

    DC

    Dylan C.

    Nov 14, 2023

    May or may not recommend

    With a 0 dollar monthly fee, YES zero dollar monthly fee! I am more than happy to put my money into Ardent CU Savings! I also experience a rate that allows the money to grow in my account! I have never been more excited to put my money in a bank then with Ardent!

    Showing 1 of 1 reviews

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