Ardent CU Savings Accounts

Ardent CU Savings Accounts Review

Ardent CU Savings Accounts is offered by Ardent Credit Union, a credit union founded in 1977 and based in Philadelphia, PA. Ardent CU Savings Accounts are available in 50 states (and Washington, DC).

Key Takeaways

• Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 3.50%, which is much higher than the average interest rate for a savings account. However, you must keep a minimum balance of $5 to earn that insterest rate.
• $0 monthly fee. This account does not charge any monthly account fees.
• Small minimum initial deposit. You only need $5 to open an account.
• No ATM fees. Ardent CU Savings Accounts does not charge fees on ATM transactions.

Ardent CU Savings Accounts Pros & Cons

Ardent CU Savings Accounts FAQ

Are savings accounts from Ardent Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Ardent Credit Union offer a signup bonus?

Ardent CU Savings Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for Ardent CU Savings Accounts?

What APY does Ardent CU Savings Accounts offer?

Ardent CU Savings Accounts offers a variable APY starting at 0.05% and ranging up to 3.50% (APY stands for annual percentage yield, rates may change).

What fees does Ardent CU Savings Accounts charge?

Ardent CU Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Ardent CU Savings Accounts offer?

This savings account includes the following features:

• Mobile Banking Services - Ardent CU Savings Accounts allows you to manage your money online or with a mobile app.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Ardent CU Savings Accounts?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Ardent CU Savings Accounts?

The customer support email for Ardent CU Savings Accounts is mail@ardentcu.org.