Last Updated: 04/18/2025
Ardent CU Personal Loans
Unaffiliated
in Personal Loans from Ardent Credit Union
Last Updated: 04/18/2025
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Variable APR)
Amount Range
N/A
Loan Term (Months)
Ardent CU Personal Loans Review
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Ardent CU Personal Loans are on the higher end of the market.
- Super long loan terms. Ardent CU Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
Ardent CU Personal Loans Pros & Cons
| Pros | Cons |
|
Ardent CU Personal Loans FAQ
What interest rates and personal loan terms does Ardent CU Personal Loans offer?
What interest rates does Ardent CU Personal Loans offer?
What is the maximum loan term you can get with Ardent CU Personal Loans?
| Personal Loan Amount | N/A |
| Loan Term | up to 72 months |
| APR | Starting at 10.99% |
What fees does Ardent CU Personal Loans charge?
Does Ardent CU Personal Loans charge an origination fee?
Does Ardent CU Personal Loans charge a late fee?
Does Ardent CU Personal Loans charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Ardent CU Personal Loans?
Ardent CU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Ardent Credit Union perform a hard credit pull?
Are Ardent CU Personal Loans legit?
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters