Last Updated: 04/18/2025
High Point FCU Money Market Accounts
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.00% - 2.50%(Verified 06/21/2024)
Minimum Balance to Earn APY
$2,500
Minimum Opening Deposit
Starting at $0
High Point FCU Money Market Accounts Review
High Point FCU Money Market Accounts is offered by High Point Federal Credit Union, a credit union founded in 1972 and based in Olean, NY. High Point FCU Money Market Accounts are available in 50 states and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 2.50%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $2500.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account.
Pros & Cons of High Point FCU Money Market Accounts
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High Point FCU Money Market Accounts FAQ
Are money market accounts from High Point Federal Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for High Point FCU Money Market Accounts rates?
High Point FCU Money Market Accounts offers an APY starting at 0.00% and ranging up to 2.50% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0.00% - 2.50% |
What are the fees for High Point FCU Money Market Accounts?
High Point FCU Money Market Accounts does not charge a monthly maintenance fee.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for High Point FCU Money Market Accounts?
No minimum initial deposit. High Point Federal Credit Union does not require a minimum initial deposit to open an account.
Interest rate minimum balance of $2,500. You must keep the account balance above $2,500 to earn interest.
What features and perks does High Point FCU Money Market Accounts offer?
This account includes the following features:
- Mobile Banking Services - High Point FCU Money Market Accounts allows you to manage your money through online banking and a dedicated mobile app.
- Nationwide ATM network - High Point FCU Money Market Accounts allows you to access your money from an ATM, a convenient feature only a few offer.
What is the customer service phone number?
The customer service number for this account is (800) 854-6052.
What is the support contact email?
The support contact email for this business credit card is contactus@highpointfcu.com.
How to open an account with High Point Federal Credit Union
- Visit the High Point Federal Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed