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Last Updated: 04/18/2025

High Point FCU Home Mortgage Loans

from High Point Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Loan Term (Years)

Up to 15

High Point FCU Home Mortgage Loans Review

High Point FCU Home Mortgage Loans is offered by High Point Federal Credit Union , a credit union founded in 1972 and based in Olean, NY. High Point FCU Home Mortgage Loans are available in 50 states and Washington, DC.

Key Takeaways

Financing for single-family and multi-family properties. However, High Point Federal Credit Union does not offer financing for manufactured homes.
Standard interest rates types. High Point FCU Home Mortgage Loans offers adjustable-rate mortgages and fixed-rate mortgages.
No primary residences considered. High Point FCU Home Mortgage Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

High Point FCU Home Mortgage Loans Pros & Cons

Pros

Cons

Offers financing for single-family homes and multi-family homes.
Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

High Point FCU Home Mortgage Loans FAQ

What is the maximum loan term you can get with High Point FCU Home Mortgage Loans?

High Point FCU Home Mortgage Loans offers mortgages with a maximum term of 15 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does High Point Federal Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, High Point FCU Home Mortgage Loans may charge a loan origination fee .

What is the customer service phone number?

The customer service number for High Point FCU Home Mortgage Loans is (800) 854-6052.

What is the support contact email?

The support contact email for is contactus@highpointfcu.com.

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Contact

Headquarters

1201 Wayne St

Olean, NY 14760

(800) 854-6052

Visit Site

Email Support

Hours of Operation

SundayClosedMonday8:30AM - 5:30PMTuesday8:30AM - 5:30PMWednesday8:30AM - 5:30PMThursday8:30AM - 5:30PMFriday8:30AM - 5:30PMSaturdayClosed

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SuperMoney Net Recommendation Score

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-1000+100

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