Last Updated: 04/18/2025
High Point FCU Installment Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
11.40% - 17.99%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
High Point FCU Installment Loans Review
High Point FCU Installment Loans is offered by High Point Federal Credit Union, a credit union founded in 1972 and based in Olean, NY. High Point FCU Installment Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for High Point FCU Installment Loans are on the higher end of the market.
High Point FCU Installment Loans Pros & Cons
| Pros | Cons |
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High Point FCU Installment Loans FAQ
What interest rates and personal loan terms does High Point FCU Installment Loans offer?
High Point FCU Installment Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does High Point FCU Installment Loans offer?
High Point FCU Installment Loans offers a variable APR personal loan product that ranges from 11.40% APR up to 17.99% APR.
What is the maximum loan term you can get with High Point FCU Installment Loans?
High Point FCU Installment Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | 11.40% - 17.99% |
What fees does High Point FCU Installment Loans charge?
Does High Point FCU Installment Loans charge an origination fee?
High Point FCU Installment Loans may charge a personal loan origination fee .
Does High Point FCU Installment Loans charge a late fee?
High Point FCU Installment Loans does not disclose whether it charges late payment fees.
Does High Point FCU Installment Loans charge prepayment fees?
No, High Point FCU Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for High Point FCU Installment Loans?
High Point FCU Installment Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. High Point FCU Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by High Point FCU Installment Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does High Point FCU Installment Loans report your account activity to credit bureaus?
Yes, High Point FCU Installment Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does High Point Federal Credit Union perform a hard credit pull?
Yes, High Point FCU Installment Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are High Point FCU Installment Loans legit?
High Point Federal Credit Union was founded in 1972, it is a well-established company that has been in business for 54 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed