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Last Updated: 04/18/2025

Patelco Credit Union Money Market Account

from Patelco Credit Union

Last Updated: 04/18/2025

Patelco Credit Union Money Market Account logo
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Highlights

APY (Annual Percentage Yield)

0.2% - 3%(Verified 06/21/2024)
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Minimum Balance to Earn APY

$1

Minimum Opening Deposit

Starting at $0

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Patelco Credit Union Money Market Account Review

Patelco Credit Union Money Market Account is offered by Patelco Credit Union, a credit union founded in 1936 and based in Pleasanton, CA. Patelco money market are available in 50 states and Washington, DC.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 3%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $1.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account.

Pros & Cons of Patelco Credit Union Money Market Account

Patelco Credit Union Money Market Account FAQ

Are money market accounts from Patelco Credit Union federally insured?

Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for Patelco money market rates?

Patelco money market offers an APY starting at 0.2% and ranging up to 3% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1.

What are the fees for Patelco Credit Union Money Market Account?

Patelco Credit Union Money Market Account does not charge a monthly maintenance fee.

What is the minimum balance for Patelco money market?

No minimum initial deposit. Patelco Credit Union does not require a minimum initial deposit to open an account.
Interest rate minimum balance of $1. You must keep the account balance above $1 to earn interest.

What features and perks does Patelco money market offer?

This account includes the following features:
  • Check Writing - Patelco money market includes check writing privileges. This is convenient method to pay bills and transfer money from your account.
  • Fraud monitoring - Patelco Credit Union monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - Patelco money market allows you to manage your money through online banking and a dedicated mobile app.

What is the customer service phone number?

The customer service number for this account is (800) 358-8228.

What is the support contact email?

The support contact email for this business credit card is info@patelco.org.

How to open an account with Patelco Credit Union

  • Visit the Patelco Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5050 Hopyard Rd
Pleasanton, CA 94588
(800) 358-8228
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Hours of Operation

Sunday
Closed
Monday
10:00AM - 4:00PM
Tuesday
10:00AM - 4:00PM
Wednesday
10:00AM - 4:00PM
Thursday
10:00AM - 4:00PM
Friday
10:00AM - 4:00PM
Saturday
10:00AM - 2:00PM

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