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  Sea Air Federal Credit Union Money Market Account
Sea Air Federal Credit Union Money Market Account
in Money Market Accounts from Sea Air Federal Credit Union · Insured by NCUA
Unaffiliated

Sea Air Federal Credit Union Money Market Account

Unaffiliated
in Money Market Accounts from Sea Air Federal Credit Union · Insured by NCUA
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Highlights
APY (Annual Percentage Yield) 0.10% - 0.20%
Minimum Balance to Earn APY $1,000
Minimum Opening Deposit Starting at $1,000

Sea Air Federal Credit Union Money Market Account Review

Sea Air Federal Credit Union Money Market Account is offered by Sea Air Federal Credit Union, a credit union founded in 1952 and based in Seal Beach, CA. Sea Air Federal Credit Union Money Market Account are available in 50 states (and Washington, DC).

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.20%, which is much higher than the national average for a money market account.However, you must keep a minimum balance of $1000.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit.

Pros & Cons of Sea Air Federal Credit Union Money Market Account

Pros Cons
  • Available in all 50 states.
  • Generous dividends.
  • Does not offer mobile check deposits.
  • Insured by NCUA.
  • No signup bonus.
  • Does not provide a debit card.
  • Not FDIC-insured.

Sea Air Federal Credit Union Money Market Account FAQ

Are money market accounts from Sea Air Federal Credit Union federally insured?

Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for Sea Air Federal Credit Union money market rates?

Sea Air Federal Credit Union money market offers an APY starting at 0.10% and ranging up to 0.20% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.

Sea Air Federal Credit Union money market Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.10% - 0.20%

What are the fees for Sea Air Federal Credit Union Money Market Account?

Sea Air Federal Credit Union Money Market Account does not charge a monthly maintenance fee.

Sea Air Federal Credit Union will charge you a $10 fee if you exceed your maximum number of monthly transactions.

Sea Air Federal Credit Union Money Market Account Fees
Fees Amount
Monthly Fee $0
Paper Statement Fee N/A
Excess Transaction Fee $10

What is the minimum balance for Sea Air Federal Credit Union money market?

Minimum deposit of $1,000. You must make an initial deposit of at least $1,000 to open this account.

Interest rate minimum balance of $1,000. You must keep the account balance above $1,000 to earn interest.

What features and perks does Sea Air Federal Credit Union money market offer?

This account includes the following features:

  • Fraud monitoring - Sea Air Federal Credit Union monitors transactions for potentially fraudulent activity.

What is the customer service phone number?

The customer service number for this business card is (888) 732-2471.

What is the support contact email?

The support contact email for this business credit card is mbrservices@seaairfcu.org.

How to open an account with Sea Air Federal Credit Union

  • Visit the Sea Air Federal Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
Sea Air Federal Credit Union Money Market Account Disclosure: As a thank you for your service, membership fee ($25) will be waived for all veterans, active/retired military personnel, and reserves
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $1,000
Minimum Opening Deposit Starting at $1,000
Monthly Fee $0
NSF Fee 30
Account Features
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Fraud Monitoring
  • Fraud Protection
  • Insured by NCUA
APY (Annual Percentage Yield) 0.10% - 0.20%
Dividend Compounding Frequency Daily
Dividend Rate 0.10% - 0.20%

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