Last Updated: 04/18/2025
Sea Air FCU Regular Share Savings Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.1%(Verified 06/21/2024)
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Minimum Opening Deposit
Starting at $5
Minimum Balance to Earn APY
$50
Sea Air FCU Regular Share Savings Account Review
Sea Air FCU Regular Share Savings Account is offered by Sea Air Federal Credit Union, a credit union founded in 1952 and based in Seal Beach, CA. Sea Air Federal Credit Union Regular Share savings account are available in 1 state.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.1%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. Sea Air FCU Regular Share Savings Account does not charge fees on ATM transactions .
Sea Air Federal Credit Union Regular Share savings account Pros & Cons
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Sea Air Federal Credit Union Regular Share savings account FAQ
Are savings accounts from Sea Air Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Sea Air Federal Credit Union offer a signup bonus?
Sea Air Federal Credit Union Regular Share savings account doesn't offer a signup bonus.
What is the minimum initial deposit for Sea Air Federal Credit Union Regular Share savings account?
The minimum deposit to open a Sea Air Federal Credit Union Regular Share savings account is $5.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Sea Air FCU Regular Share Savings Account offer?
Sea Air Federal Credit Union Regular Share savings account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Sea Air Federal Credit Union Regular Share savings account charge?
Sea Air Federal Credit Union Regular Share savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $30 fee.
- Outgoing international bank transfers come with a $30 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
What features and perks does Sea Air Federal Credit Union Regular Share savings account offer?
This savings account includes the following features:
- Fraud monitoring - Sea Air Federal Credit Union Regular Share savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Mobile Banking Services - Sea Air Federal Credit Union Regular Share savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Sea Air Federal Credit Union Regular Share savings account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Sea Air Federal Credit Union Regular Share savings account?
The customer support email for Sea Air Federal Credit Union Regular Share savings account is mbrservices@seaairfcu.org.
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