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Last Updated: 04/18/2025

The Golden 1 Credit Union Money Market Account

from The Golden 1 Credit Union

Last Updated: 04/18/2025

Rating not yet determined1 total votes

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Highlights

APY (Annual Percentage Yield)

0.05% - 0.25%(Verified 06/21/2024)

Disclaimer popup with additional information

Minimum Balance to Earn APY

Minimum Opening Deposit

Starting at $100

The Golden 1 Credit Union Money Market Account Review

The Golden 1 Credit Union Money Market Account is offered by The Golden 1 Credit Union, a credit union founded in 1990 and based in Sacramento, CA. Golden 1 money market are available in 1 state.

Key Takeaways

Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.25%, which is much higher than the national average for a money market account.
No APY minimum balance. There is no minimum amount you have to deposit to start earning dividends with this money market account.
Small minimum initial deposit. You only need $100 to open an account.

Pros & Cons of The Golden 1 Credit Union Money Market Account

Pros

Cons

Generous dividends.
Does not offer mobile check deposits.
Insured by NCUA.
Access to physical branches.

Does not provide a debit card.
Not FDIC-insured.
Only available in one state.

The Golden 1 Credit Union Money Market Account FAQ

Are money market accounts from The Golden 1 Credit Union federally insured?

Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for Golden 1 money market rates?

Golden 1 money market offers an APY starting at 0.05% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

Golden 1 money market Rates and Terms

Rates

Amount

APY (Annualized Percentage Yield)

0.05% - 0.25%

What are the fees for The Golden 1 Credit Union Money Market Account?

The Golden 1 Credit Union Money Market Account Fees

Description

Paper Statement Fee

Starting at $5

What is the minimum balance for Golden 1 money market?

Minimum deposit of $100. You must make an initial deposit of at least $100 to open this account.

What features and perks does Golden 1 money market offer?

This account includes the following features:

Fraud monitoring - The Golden 1 Credit Union monitors transactions for potentially fraudulent activity.
Mobile Banking Services - Golden 1 money market allows you to manage your money through online banking and a dedicated mobile app.

What is the customer service phone number?

The customer service number for this account is (916) 732-2900.

What is the support contact email?

The support contact email for this business credit card is mbrsvc@golden1.com.

How to open an account with The Golden 1 Credit Union

Visit the The Golden 1 Credit Union website.
Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

8945 Cal Center Dr

Sacramento, CA 95826

(916) 732-2900

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Email Support

Hours of Operation

Sunday

Closed

Monday

10:00AM - 5:00PM

Tuesday

10:00AM - 5:00PM

Wednesday

10:00AM - 5:00PM

Thursday

10:00AM - 5:00PM

Friday

10:00AM - 5:00PM

Saturday

10:00AM - 2:00PM

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SuperMoney Net Recommendation Score

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