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  The Golden 1 Credit Union Money Market Account

The Golden 1 Credit Union Money Market Account

in Money Market Accounts from The Golden 1 Credit Union · ncua

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The Golden 1 Credit Union Money Market Account

Unaffiliated

in Money Market Accounts from The Golden 1 Credit Union · Insured by NCUA

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Highlights
APY (Annual Percentage Yield) 0.05% - 0.25%
APY Minimum Balance $0
Minimum Opening Deposit Starting at $100

The Golden 1 Credit Union Money Market Account Review

The Golden 1 Credit Union Money Market Account is offered by The Golden 1 Credit Union, a credit union founded in 1990 and based in Sacramento, CA. The Golden 1 Credit Union Money Market Account is available in 1 state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 0.25%, which is much higher than the national average for a money market account.
  • No APY minimum balance. There is no minimum amount you have to deposit to start earning dividends with this money market account.
  • Small minimum initial deposit. You only need $100 to open an account.
Pros & Cons of The Golden 1 Credit Union Money Market Account
Pros Cons
  • Generous dividends.
  • Does not offer mobile check deposits.
  • Insured by NCUA.
  • Access to physical branches.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide a debit card.
  • Not FDIC-insured.
  • Only available in one state.
The Golden 1 Credit Union Money Market Account FAQ

Are money market accounts from The Golden 1 Credit Union federally insured?

Yes, your The Golden 1 Credit Union money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for Golden 1 money market rates?

Golden 1 money market offers an APY starting at 0.05% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

Golden 1 money market Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 0.25%

What are the fees for The Golden 1 Credit Union Money Market Account?

The Golden 1 Credit Union Money Market Account does not charge a monthly maintenance fee.

The Golden 1 Credit Union Money Market Account Fees
Fees Amount
Monthly Fee N/A
Paper Statement Fee $5

What is the minimum balance for Golden 1 money market?

Minimum deposit of $100. You must make an initial deposit of at least $100 to open this account.

What features and perks does Golden 1 money market offer?

This account includes the following features:

  • Fraud monitoring - The Golden 1 Credit Union monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - Golden 1 money market allows you to manage your money through online banking and a dedicated mobile app.

What is the customer service phone number?

The customer service number for this business card is (916) 732-2900.

What is the support contact email?

The support contact email for this business credit card is mbrsvc@golden1.com.

How to open an account with The Golden 1 Credit Union

  • Visit the The Golden 1 Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 5:00pm
  • Tuesday 10:00am - 5:00pm
  • Wednesday 10:00am - 5:00pm
  • Thursday 10:00am - 5:00pm
  • Friday 10:00am - 5:00pm
  • Saturday 10:00am - 2:00pm

Other Services by The Golden 1 Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $100
Paper Statement Fee 5
Account Features
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0.05% - 0.25%
Dividend Compounding Frequency Monthly
Dividend Payout Frequency Monthly
Dividend Rate 0.05% - 0.25%

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