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  The Golden 1 Credit Union Money Market Account
The Golden 1 Credit Union Money Market Account
in Money Market Accounts from The Golden 1 Credit Union
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The Golden 1 Credit Union Money Market Account

Unaffiliated
in Money Market Accounts from The Golden 1 Credit Union
Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

APY (Annual Percentage Yield) 0.05% - 0.25%
Minimum Balance to Earn APY $0
Minimum Opening Deposit Starting at $100

The Golden 1 Credit Union Money Market Account Review

The Golden 1 Credit Union Money Market Account is offered by The Golden 1 Credit Union, founded in 1990 and based in Sacramento, CA. The Golden 1 Credit Union Money Market Account is available in 1 state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 0.25%, which is much higher than the national average for a money market account.
  • No APY minimum balance. There is no minimum amount you have to deposit to start earning interest with this money market account.
  • Small minimum initial deposit. You only need $100 to open an account.
Pros & Cons of The Golden 1 Credit Union Money Market Account
Pros Cons
  • High-interest yield.
  • Does not offer mobile check deposits.
  • No signup bonus.
  • Does not provide a debit card.
  • Not FDIC-insured.
  • Only available in one state.
The Golden 1 Credit Union Money Market Account FAQ

Are money market accounts from The Golden 1 Credit Union federally insured?

No, your The Golden 1 Credit Union money market accounts are not insured by a federal insurance agency. This means that if The Golden 1 Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What are the interest rates for Golden 1 money market rates?

Golden 1 money market offers an APY starting at 0.05% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

Golden 1 money market Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 0.25%

What are the fees for The Golden 1 Credit Union Money Market Account?

The Golden 1 Credit Union Money Market Account does not charge a monthly maintenance fee.

The Golden 1 Credit Union Money Market Account Fees
Fees Amount
Monthly Fee N/A
Paper Statement Fee $5

What is the minimum balance for Golden 1 money market?

Minimum deposit of $100. You must make an initial deposit of at least $100 to open this account.

What features and perks does Golden 1 money market offer?

This account includes the following features:

What is the customer service phone number?

The customer service number for this business card is (916) 732-2900.

What is the support contact email?

The support contact email for this business credit card is mbrsvc@golden1.com.

How do people rate the customer service and user experience?

Overall, this business credit card is strongly not recommended based on community reviews that rate customer service and user experience.

How to open an account with The Golden 1 Credit Union

  • Visit the The Golden 1 Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 5:00pm
  • Tuesday 10:00am - 5:00pm
  • Wednesday 10:00am - 5:00pm
  • Thursday 10:00am - 5:00pm
  • Friday 10:00am - 5:00pm
  • Saturday 10:00am - 2:00pm

Other Services by The Golden 1 Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Balance to Earn APY $0
Minimum Opening Deposit Starting at $100
Paper Statement Fee 5
Account Features
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0.05% - 0.25%
Dividend Rate 0.05% - 0.25%

The Golden 1 Credit Union Money Market Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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