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  The Golden 1 Credit Union Regular Savings Account

The Golden 1 Credit Union Regular Savings Account

in Savings Accounts from The Golden 1 Credit Union

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The Golden 1 Credit Union Regular Savings Account

Unaffiliated

in Savings Accounts from The Golden 1 Credit Union

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Highlights
Highlights
Monthly Fee $0
APY (Annual Percentage Yield) 0.05% - 0.10%
APY Minimum Balance $0.01

The Golden 1 Credit Union Regular Savings Account Review

The Golden 1 Credit Union Regular Savings Account is offered by The Golden 1 Credit Union, a credit union founded in 1990 and based in Sacramento, CA. The Golden 1 Credit Union Regular Savings Account is available in 1 state across the USA.

Are savings accounts from The Golden 1 Credit Union federally insured?

Yes, your The Golden 1 Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does The Golden 1 Credit Union offer a signup bonus?

The Golden 1 Credit Union Regular Savings Account doesn't offer a signup bonus.

What is the minimum balance for The Golden 1 Credit Union Regular Savings Account?

The minimum balance to open a The Golden 1 Credit Union Regular Savings Account is $1.
The Golden 1 Credit Union Regular Savings Account Account Minimums
Description
APY Minimum Balance $0.01
Minimum Initial Deposit $1
Minimum Combined Balance to Avoid Monthly Fee N/A
Minimum Required Balance N/A
Minimum Direct Deposit to Avoid Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee N/A

What APY does The Golden 1 Credit Union offer?

The Golden 1 Credit Union Regular Savings Account offers an APY starting at 0.05% and ranging up to 0.10% (APY stands for annual percentage yield, rates may change).

What features and perks does The Golden 1 Credit Union Regular Savings Account offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - The Golden 1 Credit Union Regular Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Nationwide ATM network - Withdraw money and check your balance from wherever you are.
  • The Golden 1 Credit Union Regular Savings Account Features
    Description
    Bank Account Features
    • Bauer Financial A+/A Rating
    • Branch Access
    • Check Images with Statement
    • Fraud Monitoring
    • Interest Bearing Account
    • Mobile Banking
    • Mobile Check Deposit
    • Nationwide ATM Network
    • NCUA Member
    • No ATM Fees
    • No Monthly Maintenance Fee

What fees does The Golden 1 Credit Union Regular Savings Account charge?

The Golden 1 Credit Union Regular Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Outoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • The Golden 1 Credit Union Regular Savings Account charges $5 every time you request a paper statement.
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Other Services by The Golden 1 Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $0.01
Minimum Initial Deposit $1
Monthly Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $12
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Bauer Financial A+/A Rating  
Bank Account Features
  • Bauer Financial A+/A Rating
  • Branch Access
  • Check Images with Statement
  • Fraud Monitoring
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.05% - 0.10%

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