Last Updated: 04/18/2025
The Golden 1 Credit Union Regular Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
Starting at 0.05%(Verified 06/21/2024)
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Minimum Opening Deposit
Starting at $1
Minimum Balance to Earn APY
$0.01
The Golden 1 Credit Union Regular Savings Account Review
The Golden 1 Credit Union Regular Savings Account is offered by The Golden 1 Credit Union, a credit union founded in 1990 and based in Sacramento, CA. Golden 1 savings account are available in 1 state.
Key Takeaways
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $1 to open an account.
- No ATM fees. The Golden 1 Credit Union Regular Savings Account does not charge fees on ATM transactions .
Golden 1 savings account Pros & Cons
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Golden 1 savings account FAQ
Are savings accounts from The Golden 1 Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does The Golden 1 Credit Union offer a signup bonus?
Golden 1 savings account doesn't offer a signup bonus.
What is the minimum initial deposit for Golden 1 savings account?
The minimum deposit to open a Golden 1 savings account is $1.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.01 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does The Golden 1 Credit Union Regular Savings Account offer?
Golden 1 savings account offers a variable APY starting at 0.05% (APY stands for annual percentage yield, rates may change).
What fees does Golden 1 savings account charge?
Golden 1 savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25 fee.
- Outgoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Golden 1 savings account charges $5 every time you request a paper statement.
What features and perks does Golden 1 savings account offer?
This savings account includes the following features:
- Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
- Fraud monitoring - Golden 1 savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Mobile Banking Services - Golden 1 savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Golden 1 savings account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Golden 1 savings account?
The customer support email for Golden 1 savings account is mbrsvc@golden1.com.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
10:00AM - 5:00PM
Tuesday
10:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
10:00AM - 5:00PM
Friday
10:00AM - 5:00PM
Saturday
10:00AM - 2:00PM