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  The Golden 1 Credit Union Regular Savings Account

The Golden 1 Credit Union Regular Savings Account

in Savings Accounts from The Golden 1 Credit Union

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The Golden 1 Credit Union Regular Savings Account

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in Savings Accounts from The Golden 1 Credit Union

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Highlights
Highlights
APY 0.15%
APY Minimum Balance $100
Monthly Fee N/A

The Golden 1 Credit Union Regular Savings Account Review

The Golden 1 Credit Union Regular Savings Account is offered by The Golden 1 Credit Union, a credit union founded in 1990 and based in Sacramento, CA. The Golden 1 Credit Union Regular Savings Account is offered in 1 state across the USA.

Are savings accounts from The Golden 1 Credit Union federally insured?

Yes, your The Golden 1 Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does The Golden 1 Credit Union offer?

The Golden 1 Credit Union Regular Savings Account offers an APY of 0.15% (APY stands for annual percentage yield, rates may change).

What features and perks does The Golden 1 Credit Union Regular Savings Account offer?

This account includes the following features:

The Golden 1 Credit Union Regular Savings Account Features
Description
Bank Account Features
  • Bauer Financial A+/A Rating
  • Branch Access
  • Check Images with Statement
  • Fraud Monitoring
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - The Golden 1 Credit Union Regular Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Nationwide ATM network - Withdraw money and check your balance from wherever you are.

What fees does The Golden 1 Credit Union Regular Savings Account charge?

The Golden 1 Credit Union Regular Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fee if you have a minimum daily balance of $1.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Outoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • The Golden 1 Credit Union Regular Savings Account charges $5 every time you request a paper statement.
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Other Services by The Golden 1 Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $100
Minimum Balance to Avoid Monthly Fee $1
Paper Statement Fee $5
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Bauer Financial A+/A Rating  
Bank Account Features
  • Bauer Financial A+/A Rating
  • Branch Access
  • Check Images with Statement
  • Fraud Monitoring
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.15%

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