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  The Golden 1 Credit Union Regular Savings Account

The Golden 1 Credit Union Regular Savings Account

in Savings Accounts from The Golden 1 Credit Union · ncua

Unaffiliated

The Golden 1 Credit Union Regular Savings Account

Unaffiliated

in Savings Accounts from The Golden 1 Credit Union · Insured by NCUA

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0
APY (Annual Percentage Yield) Starting at 0.05%
APY Minimum Balance $0.01

The Golden 1 Credit Union Regular Savings Account Review

The Golden 1 Credit Union Regular Savings Account is offered by The Golden 1 Credit Union, a credit union founded in 1990 and based in Sacramento, CA. The Golden 1 Credit Union Regular Savings Account is available in 1 state across the USA.

Key Takeaways
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Small minimum initial deposit. You only need $1 to open an account.
  • No ATM fees. The Golden 1 Credit Union Regular Savings Account does not charge fees on ATM transactions.
Golden 1 savings account Pros & Cons
Pros Cons
  • Insured by NCUA.
  • Access to physical branches.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not come with a debit card
  • Only available in one state.
  • Higher than average wire transfer fees.
Golden 1 savings account FAQ

Are savings accounts from The Golden 1 Credit Union federally insured?

Yes, your The Golden 1 Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does The Golden 1 Credit Union offer a signup bonus?

Golden 1 savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Golden 1 savings account?

The minimum deposit to open a Golden 1 savings account is $1.
The Golden 1 Credit Union Regular Savings Account Minimums
Description
APY Minimum Balance $0.01
Minimum Opening Deposit Starting at $1

What APY does The Golden 1 Credit Union offer?

Golden 1 savings account offers an APY starting at 0.05% (APY stands for annual percentage yield, rates may change).

What fees does Golden 1 savings account charge?

Golden 1 savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Outgoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Golden 1 savings account charges $5 every time you request a paper statement.

What features and perks does Golden 1 savings account offer?

This savings account includes the following features:

  • Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
  • Fraud monitoring - Golden 1 savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Mobile Banking Services - Golden 1 savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Golden 1 savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Golden 1 savings account?

The customer support email for Golden 1 savings account is mbrsvc@golden1.com.

How do people rate the customer service and user experience of Golden 1 savings account?

Overall, Golden 1 savings account is strongly recommended based on community reviews that rate customer service and user experience.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 5:00pm
  • Tuesday 10:00am - 5:00pm
  • Wednesday 10:00am - 5:00pm
  • Thursday 10:00am - 5:00pm
  • Friday 10:00am - 5:00pm
  • Saturday 10:00am - 2:00pm

Other Services by The Golden 1 Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $0.01
Minimum Opening Deposit Starting at $1
Monthly Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $12
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Bauer Financial A+/A Rating
Account Features
  • No ATM Fees
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) Starting at 0.05%

The Golden 1 Credit Union Regular Savings Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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