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Golden 1 Credit Union Term-Savings Certificate Account

in CD Accounts from The Golden 1 Credit Union · Member ncua

Unaffiliated

Golden 1 Credit Union Term-Savings Certificate Account

Unaffiliated

in CD Accounts from The Golden 1 Credit Union · Member NCUSIF

Not enough votes for recommendation

Highlights
Minimum Initial Deposit	$500
Deposit Term	3 months 6 months 9 months 11 months 12 months 13 months 15 months 16 months 18 months 19 months 2 years 25 months 27 months 28 months 30 months 31 months 3 years 37 months 39 months 42 months 43 months 4 years 49 months 55 months 58 months 59 months 5 years
APY (Annual Percentage Yield)	0.2% - 1.0%

Golden 1 Credit Union Term-Savings Certificate Account Review

Golden 1 Credit Union Term-Savings Certificate Account is offered by The Golden 1 Credit Union, a credit union founded in 1990 and based in Sacramento, CA. Golden 1 Credit Union Term-Savings Certificate Account is available in 1 state across the USA.

Golden 1 Credit Union Term-Savings Certificate Account FAQ

Are cd accounts from The Golden 1 Credit Union federally insured?

Yes, your The Golden 1 Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does The Golden 1 Credit Union offer?

Traditional

What APY does The Golden 1 Credit Union offer on its CDs?

Golden 1 Credit Union Term-Savings Certificate Account offers an APY starting at 0.2% and ranging up to 1.0% (APY stands for annual percentage yield, rates may change).

What types of terms does Golden 1 Credit Union Term-Savings Certificate Account offer?

The Golden 1 Credit Union offers CD terms of the following lengths:

Golden 1 Credit Union Term-Savings Certificate Account Rates & Terms
Description
11-Month APY	0.35% - 0.40%
2-Year APY	0.65% - 0.70%
3-Month APY	0.20% - 0.30%
3-Year APY	0.75% - 0.80%
4-Year APY	0.80% - 0.85%
5-Year APY	0.90% - 1.00%
6-Month APY	0.35% - 0.40%
APY Type	Fixed APY
12-Month APY	0.50% - 0.55%
APY (Annual Percentage Yield)	0.2% - 1.0%

What is the minimum deposit to open a CD account with The Golden 1 Credit Union?

Golden 1 Credit Union Term-Savings Certificate Account requires a minimum initial deposit of $500 to open an account.

What types of early withdrawal penalties does Golden 1 Credit Union Term-Savings Certificate Account charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

The Golden 1 Credit Union does not charge an early withdrawal fee.

Golden 1 Credit Union Term-Savings Certificate Account Fees
Description

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