Golden 1 Credit Union Term-Savings Certificate Account Review

Golden 1 Credit Union Term-Savings Certificate Account is offered by The Golden 1 Credit Union, a credit union founded in 1990 and based in Sacramento, CA. Golden 1 Credit Union Term-Savings Certificate Account is offered in 1 state across the USA.

Are cd accounts from The Golden 1 Credit Union federally insured?

Yes, your The Golden 1 Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does The Golden 1 Credit Union offer?

• IRA
• Jumbo
• Traditional

What APY does The Golden 1 Credit Union offer on its CDs?

Golden 1 Credit Union Term-Savings Certificate Account offers an APY starting at 0.15% and ranging up to 1.8% (APY stands for annual percentage yield, rates may change).

What is the minimum deposit to open a CD account with The Golden 1 Credit Union?

Golden 1 Credit Union Term-Savings Certificate Account requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does Golden 1 Credit Union Term-Savings Certificate Account charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

The Golden 1 Credit Union does not charge an early withdrawal fee.