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  Golden 1 Credit Union Term-Savings Certificate Account

Golden 1 Credit Union Term-Savings Certificate Account

in CD Accounts from The Golden 1 Credit Union · Member ncua

Unaffiliated

Golden 1 Credit Union Term-Savings Certificate Account

Unaffiliated

in CD Accounts from The Golden 1 Credit Union · Member NCUSIF

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Highlights
Minimum Initial Deposit $500
Deposit Term
  • 3 months
  • 6 months
  • 9 months
  • 11 months
  • 12 months
  • 13 months
  • 15 months
  • 16 months
  • 18 months
  • 19 months
  • 2 years
  • 25 months
  • 27 months
  • 28 months
  • 30 months
  • 31 months
  • 3 years
  • 37 months
  • 39 months
  • 42 months
  • 43 months
  • 4 years
  • 49 months
  • 55 months
  • 58 months
  • 59 months
  • 5 years
APY (Annual Percentage Yield) 0.2% - 1.0%

Golden 1 Credit Union Term-Savings Certificate Account Review

Golden 1 Credit Union Term-Savings Certificate Account is offered by The Golden 1 Credit Union, a credit union founded in 1990 and based in Sacramento, CA. Golden 1 Credit Union Term-Savings Certificate Account is available in 1 state across the USA.

Golden 1 Credit Union Term-Savings Certificate Account FAQ

Are cd accounts from The Golden 1 Credit Union federally insured?

Yes, your The Golden 1 Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does The Golden 1 Credit Union offer?

  • Traditional

What APY does The Golden 1 Credit Union offer on its CDs?

Golden 1 Credit Union Term-Savings Certificate Account offers an APY starting at 0.2% and ranging up to 1.0% (APY stands for annual percentage yield, rates may change).

What types of terms does Golden 1 Credit Union Term-Savings Certificate Account offer?

The Golden 1 Credit Union offers CD terms of the following lengths:
Golden 1 Credit Union Term-Savings Certificate Account Rates & Terms
Description
11-Month APY 0.35% - 0.40%
2-Year APY 0.65% - 0.70%
3-Month APY 0.20% - 0.30%
3-Year APY 0.75% - 0.80%
4-Year APY 0.80% - 0.85%
5-Year APY 0.90% - 1.00%
6-Month APY 0.35% - 0.40%
APY Type Fixed APY
12-Month APY 0.50% - 0.55%
APY (Annual Percentage Yield) 0.2% - 1.0%

What is the minimum deposit to open a CD account with The Golden 1 Credit Union?

Golden 1 Credit Union Term-Savings Certificate Account requires a minimum initial deposit of $500 to open an account.

What types of early withdrawal penalties does Golden 1 Credit Union Term-Savings Certificate Account charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

The Golden 1 Credit Union does not charge an early withdrawal fee.

Golden 1 Credit Union Term-Savings Certificate Account Fees
Description
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 5:00pm
  • Tuesday 10:00am - 5:00pm
  • Wednesday 10:00am - 5:00pm
  • Thursday 10:00am - 5:00pm
  • Friday 10:00am - 5:00pm
  • Saturday 10:00am - 2:00pm

Other Services by The Golden 1 Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Initial Deposit $500
Grace Period for Account Changes 7 days
11-Month APY 0.35% - 0.40%
2-Year APY 0.65% - 0.70%
3-Month APY 0.20% - 0.30%
3-Year APY 0.75% - 0.80%
4-Year APY 0.80% - 0.85%
5-Year APY 0.90% - 1.00%
6-Month APY 0.35% - 0.40%
12-Month APY 0.50% - 0.55%
APY (Annual Percentage Yield) 0.2% - 1.0%
CD Accounts Traditional

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.