SuperMoney
  VyStar Credit Union Money Market Account

VyStar Credit Union Money Market Account

in Money Market Accounts from VyStar Credit Union · Member ncua

Unaffiliated

VyStar Credit Union Money Market Account

Unaffiliated

in Money Market Accounts from VyStar Credit Union · Member NCUSIF

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend VyStar Credit Union Money Market Account to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
APY (Annual Percentage Yield) 0.20% - 0.40%
APY Minimum Balance $0
Minimum Opening Deposit N/A

VyStar Credit Union Money Market Account Review

VyStar Credit Union Money Market Account is offered by VyStar Credit Union, a credit union founded in 1952 and based in Jacksonville, FL. VyStar Credit Union Money Market Account is available in 1 state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 0.40%, which is much higher than the national average for a money market account.
  • No APY minimum balance. There is no minimum amount you have to deposit to earn interest with this money market account. You will earn the 0.40% rate regardless of your balance.
  • $0 monthly fee. This account does not charge a monthly service fee.
Pros & Cons of VyStar Credit Union Money Market Account
Pros Cons
  • High-interest yield.
  • Does not offer mobile check deposits.
  • Deposits are insured by the NCUA (up to $250K).
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide a debit card or ATM access to your money.
  • Not FDIC-insured.
  • Only available in one state.
VyStar Credit Union Money Market Account FAQ

Are money market accounts from VyStar Credit Union federally insured?

Yes, your VyStar Credit Union money market accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the interest rates for VyStar Credit Union Money Market Account rates?

VyStar Credit Union Money Market Account offers an APY starting at 0.20% and ranging up to 0.40% (APY stands for annual percentage yield, rates may change).

VyStar Credit Union Money Market Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.20% - 0.40%

What are the fees for VyStar Credit Union Money Market Account?

VyStar Credit Union Money Market Account does not charge a monthly maintenance fee.

VyStar Credit Union Money Market Account Fees
Fees Amount
Monthly Fee $0
Paper Statement Fee N/A

What is the minimum balance for VyStar Credit Union Money Market Account?

No minimum initial deposit. VyStar Credit Union does not require a minimum initial deposit to open an account.

What features and perks does VyStar Credit Union Money Market Account offer?

This account includes the following features:

  • Check Writing - VyStar Credit Union Money Market Account includes check writing privileges. This is convenient method to pay bills and transfer money from your account.
  • Fraud monitoring - VyStar Credit Union monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - VyStar Credit Union Money Market Account allows you to manage your money through online banking and a dedicated mobile app.

How to open an account with VyStar Credit Union

  • Visit the VyStar Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   4949 Blanding Blvd
    Jacksonville, FL
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 7:30am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by VyStar Credit Union

Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

Monthly Fee $0
NSF Fee 32
Bank Account Features
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • NCUA Member
  • Check Writing
APY (Annual Percentage Yield) 0.20% - 0.40%
Dividend Compounding Frequency Daily
Dividend Payout Frequency Monthly
Dividend Rate 0.20% - 0.40%

Be the first to rate

 

Would you recommend VyStar Credit Union Money Market Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)