VyStar CU Free Checking Account
Would you recommend VyStar CU Free Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.1% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
VyStar CU Free Checking Account Review
VyStar CU Free Checking Account is offered by VyStar Credit Union, a credit union founded in 1952 and based in Jacksonville, FL. VyStar CU Free Checking Account is available in 2 states across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.1%.
- $0 monthly fee. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. VyStar CU Free Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $3 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through VyStar Credit Union.
VyStar checking account Pros & Cons
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VyStar checking account FAQ
Are checking accounts from VyStar Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does VyStar checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.1% |
VyStar checking account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).
What are the account minimums for VyStar checking account?
VyStar checking account requires a minimum initial deposit of $5 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $5 |
What fees does VyStar checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $3 |
| Foreign Transaction Fee (Debit Card) | 0% |
| NSF Fee | $32 |
| Overdraft Item Fee | $32 |
| Overdraft Protection Fee (per transfer) | $0 |
| Returned Deposit Fee (Domestic) | $8 |
| Returned Deposit Fee (International) | $8 |
| Stop Payment Fee | $32 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Paper Statement Fee | $0 |
| Online Bill Pay Fee | $0 |
| Check Copy | $2 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $5 |
Does VyStar checking account charge overdraft fees?
Yes, VyStar checking account charges a $32 fee for every overdraft.What features and perks does VyStar checking account offer?
This account includes the following features:
- Fraud monitoring - VyStar checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - VyStar checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for VyStar checking account?
The customer support email for VyStar checking account is social@vystarcu.org.
Message From VyStar checking account
Contact
- Headquarters
-
4949 Blanding Blvd
Jacksonville, FL USA - (904) 777-6000
- Visit Site
- Email Support
Other Services by VyStar Credit Union
Availability
- Florida
- Georgia
Feature Breakdown
| Minimum Opening Deposit | Starting at $5 |
VyStar CU Free Checking Account Community Reviews
Would you recommend VyStar CU Free Checking Account to your friends?
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