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  Zions Bank Money Market Account

Zions Bank Money Market Account

in Money Market Accounts from Zions Bancorporation · fdic

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Zions Bank Money Market Account

Unaffiliated

in Money Market Accounts from Zions Bancorporation · Member FDIC

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Highlights
APY (Annual Percentage Yield) 0.20% - 0.45%
APY Minimum Balance $1,000
Minimum Opening Deposit Starting at $1,000

Zions Bank Money Market Account Review

Zions Bank Money Market Account is offered by Zions Bancorporation, a bank founded in 1873 and based in Salt Lake City, UT. Zions Bank Money Market Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 0.45%, which is much higher than the national average for a money market account.However, you must keep a minimum balance of $1000.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit.
Pros & Cons of Zions Bank Money Market Account
Pros Cons
  • Available in all 50 states.
  • High-interest yield.
  • Does not offer mobile check deposits.
  • Access to physical branches.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide a debit card.
Zions Bank Money Market Account FAQ

Are money market accounts from Zions Bancorporation federally insured?

Yes, your Zions Bancorporation money market accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for Zions Bank money market rates?

Zions Bank money market offers an APY starting at 0.20% and ranging up to 0.45% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.

Zions Bank money market Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.20% - 0.45%

What are the fees for Zions Bank Money Market Account?

Zions Bank Money Market Account does not charge a monthly maintenance fee.

Zions Bancorporation will charge you a $5 fee if you exceed your maximum number of monthly transactions.

Zions Bank Money Market Account Fees
Fees Amount
Monthly Fee $0
Paper Statement Fee $0
Excess Transaction Fee $5

What is the minimum balance for Zions Bank money market?

Minimum deposit of $1,000. You must make an initial deposit of at least $1,000 to open this account.

Interest rate minimum balance of $1,000. You must keep the account balance above $1,000 to earn interest.

What features and perks does Zions Bank money market offer?

This account includes the following features:

  • Check Writing - Zions Bank money market includes check writing privileges. This is convenient method to pay bills and transfer money from your account.
  • Fraud monitoring - Zions Bancorporation monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - Zions Bank money market allows you to manage your money through online banking and a dedicated mobile app.

What is the customer service phone number?

The customer service number for this business card is (888) 307-3411.

What is the support contact email?

The support contact email for this business credit card is james.abbott@zionsbancorp.com.

How to open an account with Zions Bancorporation

  • Visit the Zions Bancorporation website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

APY Minimum Balance $1,000
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Opening Deposit Starting at $1,000
Monthly Fee $0
Paper Statement Fee $0
NSF Fee $32
Account Features
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.20% - 0.45%
Dividend Compounding Frequency Daily
Dividend Payout Frequency Monthly

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