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  Zions Bank® Anytime Checking

Zions Bank® Anytime Checking

in Checking Accounts from Zions Bancorporation · fdic

Unaffiliated

Zions Bank® Anytime Checking

Unaffiliated

in Checking Accounts from Zions Bancorporation · Member FDIC

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee Starting at $0
APY (Annual Percentage Yield) 0%

Zions Bank® Anytime Checking Review

Zions Bank® Anytime Checking is offered by Zions Bancorporation, a bank founded in 1873 and based in Salt Lake City, UT. Zions Bank® Anytime Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • 0% APY. As with most checking accounts, Zions Bank® Anytime Checking does not pay interest.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Bill pay. Pay your bills to practically anyone in the United States through Zions Bancorporation.
Zions Bank checking account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.
Zions Bank checking account FAQ

Are checking accounts from Zions Bancorporation federally insured?

Yes, your Zions Bancorporation checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Zions Bank checking account offer?

Zions Bank checking account is not an interest-bearing account.

What are the account minimums for Zions Bank checking account?

Zions Bank checking account requires a minimum initial deposit of $50 to open an account.

Zions Bank® Anytime Checking Minimums
Description
APY Minimum Balance $0
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does Zions Bank checking account charge?

The good news is that this account does not have a monthly Service Charge.

Zions Bank® Anytime Checking Fees
Description
ATM Fee: In-Network $0
Check Cashing Fee $5
Check Copy $3
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $20
Returned Deposit Fee (International) $20
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $27
Wire Transfer Fee - International (Incoming) $18
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $2.50

Does Zions Bank checking account charge overdraft fees?

Yes, Zions Bank checking account charges a $30 fee for every overdraft.

Zions Bank checking account offers overdraft protection at a cost of $10 per transaction.

What features and perks does Zions Bank checking account offer?

This account includes the following features:

  • Fraud monitoring - Zions Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Zions Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Zions Bank checking account?

The customer support email for Zions Bank checking account is james.abbott@zionsbancorp.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Zions Bank® Anytime Checking

At Zions Bank, we’re all about helping you make the most of your money. At whatever stage you find yourself in life, we have the checking account for you. Each Zions Bank® checking account features great benefits to fit your financial needs.

Life can sometimes be complex, but our Zions Bank® Anytime Checking account helps you get your banking done on your terms with a suite of online and mobile tools that allow you to access your finances anytime. You don't have to maintain a minimum monthly balance, and you can say goodbye to monthly maintenance fees. Here’s to a simpler life, and even simpler checking.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0
Check Cashing Fee $5
Check Copy $3
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $35
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $20
Returned Deposit Fee (International) $20
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $27
Wire Transfer Fee - International (Incoming) $18
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $2.50
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC

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