What we love about Apple Pay

Apple Pay allows you to load your credit cards on your iPhone and pay for goods and services without having to dig through your wallet to find the right card. You can use Apple Pay whenever you make a purchase on your phone and in many physical stores.

The service also has some powerful security features. For example, each card you add gets a unique account number associated with your phone. Apple doesn’t have access to your actual account number, and your account number isn’t used when making transactions, meaning your credit card information is safe if a store you shop at experiences a data breach.

What could Apple Pay do better?

An obvious drawback of Apple Pay is that it is only available on Apple devices. If you have an Android phone, you won’t be able to use Apply Pay.

The service also only works in-stores if those stores are equipped with the right equipment to accept Apple Pay transactions. While this equipment is becoming much more common, you won’t be able to use Apple Pay everywhere that you shop.

Apple Pay’s backstory

Apple was founded in 1976 by Steve Jobs, Steve Wozniak, and Ronald Wayne. The company started as a computer company but has greatly expanded, offering well-known, popular products like the iPod, the iPhone, and the Apple Watch.

Today, Apple is one of the world's largest companies, and its customers are among the most loyal of any brand.

The Verdict

If you own an iPhone, Apple Pay is a useful feature, and you should definitely take the time to set it up. At a minimum, it could come in handy if you go to a store and forget your wallet. Its security features are a great bonus that gives people even more reason to use it.