Last Updated: 04/18/2025
SuperMoney User Recommendation Score +89
Strongly recommended36 total votes
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Highlights
Community Rating
Strongly recommended
Minimum Transfer
N/A
Transfer Speed (days)
N/A
Processing Fee Range ($)
$0 - $10
Processing Commission
Starting at 0%
Number of Reviews
Apple Pay Review
Apple Pay is a money transfer service company based in Cupertino, CA. It was founded in 1976 and offers money transfers to 59 countries.
Apple Pay does not charge a fee to send money to Mexico. However, remember that money transfer companies usually make money on the exchange rate so check the rate you receive to calculate the overall cost of the transaction. Apple Pay does not charge a fee to send money to India. However, remember money transfer companies usually make money on the exchange rate so check the rate you receive to calculate the overall cost of the transaction. Apple Pay does not charge a fee to send money to the Philippines. However, remember money transfer companies usually make money on the exchange rate so check the rate you receive to calculate the overall cost of the transaction. Apple Pay does not charge a fee to send money to China. However, money transfer companies usually make money on the exchange rate so check the rate you receive to calculate the overall cost of the transaction.
Apple Pay FAQ
What money transfer methods does Apple Pay support?
Apple Pay allows you to send money with the following receive options (options vary by receive country):
- Digital wallets
How much money can you send with Apple Pay?
Apple Pay does not have a minimum transfer amount.
There is no set maximum transfer amount. But you will need to check with Apple Pay and provide additional information if you are making large transactions.What fees and commissions does Apple Pay charge?
- Apple Pay charges a processing fee that starts at $0 and goes up to $10, but may vary depending, among other things, on the country, amount, and the payment method.
- There isn't a processing commission fee.
- Apple Pay does not charge a currency exchange fee. Instead, Apple Pay makes a profit from the spread between the buy and sell price of the currency you purchase. Compare the exchange rates offered by money transfer services as well as fees when calculating the total cost of the transaction.
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| Processing Commission | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Message from our editor
What we love about Apple Pay
Apple Pay allows you to load your credit cards on your iPhone and pay for goods and services without having to dig through your wallet to find the right card. You can use Apple Pay whenever you make a purchase on your phone and in many physical stores.
The service also has some powerful security features. For example, each card you add gets a unique account number associated with your phone. Apple doesn’t have access to your actual account number, and your account number isn’t used when making transactions, meaning your credit card information is safe if a store you shop at experiences a data breach.
What could Apple Pay do better?
An obvious drawback of Apple Pay is that it is only available on Apple devices. If you have an Android phone, you won’t be able to use Apply Pay.
The service also only works in-stores if those stores are equipped with the right equipment to accept Apple Pay transactions. While this equipment is becoming much more common, you won’t be able to use Apple Pay everywhere that you shop.
Apple Pay’s backstory
Apple was founded in 1976 by Steve Jobs, Steve Wozniak, and Ronald Wayne. The company started as a computer company but has greatly expanded, offering well-known, popular products like the iPod, the iPhone, and the Apple Watch.
Today, Apple is one of the world's largest companies, and its customers are among the most loyal of any brand.
The Verdict
If you own an iPhone, Apple Pay is a useful feature, and you should definitely take the time to set it up. At a minimum, it could come in handy if you go to a store and forget your wallet. Its security features are a great bonus that gives people even more reason to use it.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed