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Money Transfer Services
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Last Updated: 04/18/2025

Xoom

in Money Transfer Services from Xoom

Last Updated: 04/18/2025

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Mostly not recommended18 total votes
6 users recommend
1 users are unsure
11 users don't recommend
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Highlights

Community Rating

Mostly not recommended

Minimum Transfer

$10

Transfer Speed (days)

1

Processing Fee Range ($)

N/A

Processing Commission

Starting at 0%

Number of Reviews

18

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Xoom Review

Xoom is a money transfer service company based in San Francisco, CA. It was founded in 2001 and offers money transfers to 130 countries.

Xoom FAQ

What money transfer methods does Xoom support?

Xoom allows you to send money with the following receive options (options vary by receive country):
  • Bank accounts.

How much money can you send with Xoom?

Sending limits vary depending on factors such as how the sender is funding the transaction, how the recipient is receiving the money and the destination country or territory. Check the limits that apply to a particular transfer on Xoom's website.

What fees and commissions does Xoom charge?

  • Xoom does not charge a flat processing fee..
  • There isn't a processing commission fee.
  • Xoom does not charge a currency exchange fee. Instead, Xoom makes a profit from the spread between the buy and sell price of the currency you purchase. Compare the exchange rates offered by money transfer services as well as fees when calculating the total cost of the transaction.
Xoom does not charge a fee to send money to Mexico. However, remember that money transfer companies usually make money on the exchange rate so check the rate you receive to calculate the overall cost of the transaction. Xoom does not charge a fee to send money to India. However, remember money transfer companies usually make money on the exchange rate so check the rate you receive to calculate the overall cost of the transaction. Xoom does not charge a fee to send money to the Philippines. However, remember money transfer companies usually make money on the exchange rate so check the rate you receive to calculate the overall cost of the transaction. Xoom does not charge a fee to send money to China. However, money transfer companies usually make money on the exchange rate so check the rate you receive to calculate the overall cost of the transaction.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Xoom

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 325 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

With Xoom, you’ll always see your exact fee and the amount your recipient will receive. We're committed to keeping your transaction secure by not sharing your financial information. Our encryption and fraud monitoring help protect your transaction 24/7. We guarantee that your money will be received or we’ll refund your transaction in full.

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Message from our editor

What we love about Xoom Money Transfer

Xoom makes it very convenient for Americans and Canadians to send money internationally, allowing payments to more than 130 countries across the globe. It also offers multiple ways to send funds, such as electronic transfers, leaving cash for pickup at a physical location, or even a cash delivery to the recipient’s door. Xoom also offers features that let you pay bills internationally.
You can send money using Xoom even if you don’t have a bank account.

What could Xoom Money Transfer do better?

There are drawbacks to using Xoom to send money internationally.
One of the main issues with Xoom is its cost. When you send money, you pay a per-transaction fee. The size of the fee depends on the funding source you use. Sending from a bank account is cheaper than sending from a debit card. The exact fee will vary with the amount that you’re sending and the country you’re sending money to.
Xoom also limits the amount that you can send at one time and each month. Level 1 users can send only $2,999 per transaction, $6,000 per 30 days, and $9,999 per 180 days. Increasing these limits requires going through an identity verification process.

Xoom Money Transfer‘s backstory

Xoom was founded in San Francisco, California in 2001 and has offices in Guatemala. PayPal acquired the company in 2015 for just over $1 billion to strengthen its international business and to give Xoom users access to Paypal’s financial infrastructure.

The Verdict

Xoom is a convenient way to send money to people internationally. You can do it directly from your computer or your phone. However, that convenience comes at a price. If you’re willing to pay for easy transfers, Xoom is a fine choice but there are less expensive alternatives out there.

Contact

Headquarters

100 Bush Street
Suite 300
San Francisco, CA 94104
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