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Last Updated: 04/18/2025

UMortgage

in Mortgage Brokers from UMortgage LLC

Last Updated: 04/18/2025

UMortgage LLC logo
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UMortgage Review

UMortgage services are offered by UMortgage LLC (NMLS #1457759), a licensed broker founded in 2020 and based in Philadelphia, PA. UMortgage services available in 50 states, 5 US territories, and Washington, DC.

UMortgage FAQ

How does UMortgage get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

What fees does UMortgage charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does UMortgage charge broker administration fees?

No, UMortgage does not charge a broker administration fee.

Does UMortgage charge broker loan origination fees?

No, UMortgage does not charge a broker loan origination fees.

Does UMortgage charge broker upfront fees?

No, UMortgage does not charge broker upfront fees.

Does UMortgage charge a yield-spread premium?

No, UMortgage does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

100 N 18th St
Suite 1400
Philadelphia, PA 19103
(215) 454-6098
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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