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Mortgage Refinance
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Last Updated: 04/18/2025

Ashland Credit Union Easy Refinance Loan

in Mortgage Refinance from Ashland Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A


Amount Range

Starting at $25,000

Loan Term (Years)

10 - 15

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Ashland Credit Union Easy Refinance Loan Review

Ashland Credit Union Easy Refinance Loan is offered by Ashland Credit Union (NMLS #420246), a credit union founded in 1942 and based in Ashland, KY. Ashland Credit Union Easy Refinance Loan are available in 50 states and Washington, DC.

Key Takeaways

  • Origination fees starting at $1,500.00.Origination fees are deducted from the loan amount, so take it into account when deciding how much you need to borrow.
  • Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
  • Standard interest rates types. Ashland Credit Union Easy Refinance Loan only offers fixed-rate mortgages.
  • Only primary residences considered. Ashland Credit Union Easy Refinance Loan does not refinance vacation or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Maximum LTV. Ashland Credit Union Easy Refinance Loan has a maximum loan to value ratio of 80%.

Ashland Credit Union Easy Refinance Loan Pros & Cons

Ashland Credit Union Easy Refinance Loan FAQ

What range of mortgage balances will Ashland Credit Union Easy Refinance Loan refinance?

Mortgage refinancing loans start at $25,000.00 .

What is the maximum loan term for a mortgage refinance via Ashland Credit Union Easy Refinance Loan?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Ashland Credit Union Easy Refinance Loan offers mortgage refinancing with terms ranging from 10 to 15 years.

How long does Ashland Credit Union Easy Refinance Loan take to refinance?

Ashland Credit Union Easy Refinance Loan does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does Ashland Credit Union Easy Refinance Loan charge a mortgage origination fee?

Yes, Ashland Credit Union Easy Refinance Loan will charge a loan origination fee of $1500.00

What property usage types does Ashland Credit Union Easy Refinance Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Ashland Credit Union Easy Refinance Loan allows the following property usage types:
  • Primary home

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1300 Central Ave
Ashland, KY 41101
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Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed

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