SuperMoney
  Chase Bank Mortgage Refinance
Chase Bank Mortgage Refinance
in Mortgage Refinance from Chase Bank · NMLS ID #399798
Claimed

Chase Bank Mortgage Refinance

Claimed
in Mortgage Refinance from Chase Bank · NMLS ID #399798
SuperMoney Net Recommendation Score -20  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -20, equating to 2.6 on a 5 point rating scale.

-20

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

Explore a similar product
Try this top product in Mortgage Refinance.
New American Funding Mortgage Refinance
New American Funding Mortgage Refinance 45 reviews
Highlights
Community Rating Mostly not recommended
Loan Amount $50,000 - $3,000,000
Loan Term (Years) 15 - 30 years
Number of Reviews 5

Chase Bank Mortgage Refinance Review

Chase Bank Mortgage Refinance is offered by Chase Bank savings accounts (NMLS #399798), a bank founded in 1877 and based in New York, NY. Chase Bank Mortgage Refinance are available in 50 states (and Washington, DC).

Key Takeaways

  • 3 different mortgage programs offered. Chase Bank Mortgage Refinance refinances FHA, VA, conforming, and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Refinancing for large mortgages. You can refinance mortgages with balances of up to $3,000,000 with Chase Bank Mortgage Refinance.
  • Non-standard interest rates available. Chase Bank Mortgage Refinance offers hybrid mortgages, and fixed-rate mortgages.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Chase Bank Mortgage Refinance Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Charges an origination fee.
  • Charges prepayment fees.

Chase Bank Mortgage Refinance FAQ

What range of mortgage balances will Chase refinance refinance?

Mortgage refinancing loans start at $50,000 and go up to $3,000,000

What is the maximum loan term for a mortgage refinance via Chase refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Chase Bank Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does Chase refinance take to refinance?

Chase refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does Chase refinance charge a mortgage origination fee?

Yes, Chase Bank Mortgage Refinance will charge a loan origination fee.

What mortgage programs does Chase refinance offer?

Chase Bank Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Chase refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Chase Bank Mortgage Refinance allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Intended Use
  • Primary Home
  • Secondary Home
APR Starting at 3.307%
Loan Term 15 - 30 years
Loan Amount $50,000 - $3,000,000
Interest Rate Types Offered Hybrid Mortgage
Mortgage Programs
  • FHA
  • VA

Chase Bank Mortgage Refinance Community Reviews

 

Would you recommend Chase Bank Mortgage Refinance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -20, equating to 2.6 on a 5 point rating scale.

-20

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Mortgage Refinance